Wednesday, August 31, 2022

Labor Day Weekend Fireworks at the Lake

Labor Day Weekend is almost here & that means the unofficial end of summer is near. The Lake of the Ozarks community knows how to do holiday weekends right and Team Lasson is here to showcase some of the awesome fireworks displays around the area! Check them out below & make plans to catch one of the shows this holiday weekend.

photo credit: Fun Lake

Labor Day Weekend Fireworks:

Bear Bottom Resort (Sunrise Beach)

September 3rd & 4th

Display Begins at Dusk

View by Water at the 38 MM

View by land at 5-36 Lake Road, Sunrise Beach

573-374-6905

BearBottomResort.com


Margaritaville Lake Resort (Osage Beach)

September 4th

Display Begins at Dusk

View by Water at the 27 MM (Land viewing at resort for guests only)

573-348-3131

margaritavilleresortlakeoftheozarks.com


The Lodge of Four Seasons (Lake Ozark)

September 4th

Display Begins at Dusk 

View by Water at the 13.5 MM (Land viewing at resort for guests only)

573-365-3000

4SeasonsResort.com

photo credit: Fun Lake

For more information on events at the Lake of the Ozarks this weekend, visit www.funlake.com.

If you enjoy soaking in the breathtaking fireworks displays and soaking in the boating festivities on holiday weekends, it may be your sign to relocate to Lake of the Ozarks! Our experienced team of mortgage lenders in Osage Beach, MO can help you get started on your big purchase! If you're ready to call Lake of the Ozarks home, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com!

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Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions. 
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Location: Osage Beach, MO 65065, USA

Thursday, August 25, 2022

First Time Home Buying Guide

Buying a home is a big step! Our team of experienced mortgage lenders at Lake of the Ozarks knows it can seem intimidating to take on such a big financial task, especially when buying a home for the first time. We have helped many first time home buyers at Lake of the Ozarks find their perfect first home. If you are thinking about buying a home for the first time, be sure to check out the tips below to help you be even more prepared for your future purchase!

Determine Your Budget & Get Pre-Approved

While the house hunting process can be super exciting, do not jump in too soon. You'll first want to make sure you know how much you can afford in a home. The best way to do this is to get a mortgage pre-approval. Keep in mind that just because you are approved for a certain amount, that doesn't mean you should spend that much on your house. Make sure that you are comfortable with what the monthly mortgage payment will be after taxes, insurance, etc. are added in.


Consider Your Credit when Making Financial Decisions

Your credit score has a big impact on your mortgage approval and the rates that you qualify for. Not only do you want to check your credit before applying for a mortgage to make sure there are not any mistakes on your report, you want to ensure your credit situation doesn't change during the process. That means pausing any credit activity until after the closing on your new property. New credit inquiries can ding your credit and increased credit limits can affect your debt-to-income ratio. Make sure you don't rack up a bunch of purchases, like buying new furniture or incurring additional charges on your existing credit cards until after you've closed on your home. Changes like this could cause delays or complications with your mortgage approval.


Know Your Buying Options

There are many home financing options out there. Our team can help you determine what the right program is for you. Together we will discuss your options and choose the best mortgage for your situation.


Find The Right Real Estate Agent

Finding a good real estate agent is just as important as finding the right lender. You will be working closely with both your lender and agent during the home buying process and you want to make sure you're working with people you can trust. You want a buyer's agent that has the experience, is highly skilled, motivated to work for you, and is knowledgeable about the area. A good buyer's agent will help you find a home that meets your needs and fits your budget. You will also want someone that is willing to negotiate for you and is good at it. 


Have Grace Throughout the Process

When it comes to buying a home at the Lake of the Ozarks, it's easy to get swept up in all the excitement. Make sure that you are making your decisions based on more than just your emotions. Be willing to compromise when needed. While you do not want to be too picky, you also need to be realistic. When your funds are limited, you might have to take some items off your wish list. Be sure that you're not lacking vision. If you find a home that meets your needs, you can always change the paint color or replace the flooring down the road. Don't let minor physical imperfections turn you away from a great deal on a new home.


Invest in a Home Inspection

The home inspection is something that, as a buyer, you do not want to skip. You want to make sure you know exactly what shape the house is in before you close on it. One of the worst things that can happen to a first-time home buyer is to close on a home and then find some major problems after the fact that could be costly. If something major comes up on the inspection, you will have saved yourself the headache of investing in a home that has some costly repairs in the near future.

Buying your first home can seem intimidating but we are here to make the process easier. Our team is happy to answer any questions you have along the way and to make sure you are fully prepared for your big purchase! If you are ready to get started buying your first home at Lake of the Ozarks, give Team Lasson a call at (573) 746-7211 or visit our website at www.yourlakeloan.com!


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Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions. 
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Location: Osage Beach, MO 65065, USA

Thursday, August 18, 2022

BUYING IS BETTER: Here’s Why!

Buying is better than renting! Our experienced mortgage lender in Osage Beach, MO is here to showcase a few of the many reasons why buying trumps renting, even in the current real estate market. Buying a home at Lake of the Ozarks is a great way to invest in your future. If you are interested in getting out of the rental cycle, Team Lasson is here to help! 

Renting is Typically More Expensive

The point of renting out a property is to pay the mortgage plus make a little money on top of that. That means as a renter, you are paying someone else's mortgage plus some. With all things being equal, it's a cheaper monthly payment to buy vs rent. 


Budget Friendly Payments

In the short term, rental rates can change with little notice from the landlord, making it hard to budget. This can lead you to move more frequently as you find a place that is cheaper to rent. A mortgage payment is a consistent payment you can confidently budget around. 

In the long run, all mortgages have a term in which the property is paid off. If you stay in a home for the duration of the term, you own the home outright. That means you won't have a mortgage payment and one of your biggest living expenses is gone! If you're planning for the long term, investing in a home is the way to go! 


Invest in Yourself

Purchasing a home is an investment in your future. As a homeowner, you're building the equity in your home with each monthly payment you make. That means you are slowly building your personal wealth over time. 


Provide Stability

Renting often leads to moving frequently. Moving from rental to rental is costly and provides minimal stability. Stability is not only important for adults, but also vital for children. It is a key factor for success in the classroom. If you have children, it is important to provide a stable home environment for them to set them up for success!

As you can see, there are many reasons why buying a home at Lake of the Ozarks is better than renting. If you are ready to chat about your home buying options, give Team Lasson a call at (573) 746-7211 or visit our website at www.yourlakeloan.com!


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Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinio
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Location: Osage Beach, MO 65065, USA

Wednesday, August 10, 2022

Meet Team Lasson!

Team Lasson is here for all your Lake of the Ozarks mortgage lending needs! We take great pride in providing prompt and clear communication to ensure you know the status of your loan. If you're considering buying a home or refinancing your home at Lake of the Ozarks, we would be honored to be a part of making your mortgage goals a reality! As a tribute to all the amazing efforts our team makes, we want to feature the people that make up Team Lasson! 

MEET OUR TEAM:

Michael & Michelle Lasson

Michael and Michelle Lasson are Senior Loan Officers at First State Bank Mortgage in Osage Beach, MO, in the beautiful Lake of the Ozarks.  They began their mortgage careers in 2001 with a small mortgage company and have worked together as Team Lasson since the beginning.

Prior to the mortgage industry, Michael worked for a publishing company where he sold advertising for 10 years. During that time, he established numerous relationships with local real estate agents, and still works with many of them today, helping their clients through the mortgage lending process. 

Michelle worked for a real estate attorney for two years and a title company/law firm for nine years.  With her extensive real estate and mortgage industry experience, Michelle knows how to make loan process as smooth as possible and assists their clients every step of the way.

Michael and Michelle united their families in 1999 and have six children between the two of them.  They are also fortunate to have nine wonderful grandchildren.  Michael and Michelle enjoy spending time with their family and going camping as much as possible.

Having struggled through an adverse experience buying their first home together, Michael and Michelle made it their goal to make the mortgage loan experience as simple as possible for their clients.  They focus on providing prompt communication with both clients and real estate partners to ensure everyone knows where they are in the mortgage loan process, with the goal of getting the borrowers into their new home as quickly as possible.

Michael has received numerous nominations and awards during his career, including multiple honors as: 

  • Affiliate of the Year by Bagnell Dam Association of REALTORS®
  • Best Mortgage Provider by Lake Lifestyles Magazine
  • Best Mortgage Provider by Missouri Magazine

Michael and Michelle are also active members of the following organizations:

  • Bagnell Dam Association of REALTORS®, where they each serve on multiple committees
  • Lake of the Ozarks Board of REALTORS®
  • Lake Area Chamber of Commerce, where Michael serves on the Board
  • Camdenton Area Chamber of Commerce
  • Eldon Chamber of Commerce

Toni Butler
Toni is the mortgage loan processor for Michael and Michelle Lasson. As a member of Team Lasson, she works closely with the loan officers to get their borrowers’ questions answered as quickly as possible.
She has been in the mortgage industry for about 30 years and has been a loan processor for 10 years. Toni really enjoys helping borrowers through the mortgage lending process and getting them into their new properties, it is very rewarding and gratifying for her.
Toni lives at the beautiful Lake of the Ozarks and just loves it! She spends her free time swimming, boating, gardening and visiting the gorgeous beaches in Florida. She has two grown children and one beautiful granddaughter that she simply adores!

Buying or refinancing your home at Lake of the Ozarks is a big step. We want to make sure you're informed and comfortable throughout the entire process! Experience the difference when you work with the best mortgage lender in Osage Beach, MO, and give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com!


LIKE my Facebook Page, Follow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.
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Location: Osage Beach, MO 65065, USA

Thursday, August 4, 2022

Popular August Events at Lake of the Ozarks

August is here & that means it's time to plan out which upcoming events you want to attend! Our mortgage lender at Lake of the Ozarks knows entertainment is one of the big draws to our area. Team Lasson is excited to feature some of the most popular events that are on the calendar for August!


En Plein Air Art Festival

August 8th

Various locations around Lake of the Ozarks

The Lake of the Ozark’s (LOZ) En Plein Air Art Festival provides artists with the opportunity to expand their markets, enhance their skills, receive recognition for their creations, and to experience Lake of the Ozarks in the company of other artists; as such it is open to artists of all levels.

Art Lovers: The public is invited to observe the art unfold before their eyes each day at events hosted by local businesses and neighboring communities. Not only will you watch the art being created each day, you may purchase a painting and pick it up Saturday, August 13th.

Unique event sites will be featured each day during the festival at a variety of locations from local lodges, on the lake restaurants, wineries, historic sites, and surrounding towns. Artists will be spread out at 20 different venues around the Lake of the Ozarks.

For a list locations & more details on this event. visit: https://www.facebook.com/LakeFineArt/


Hot Summer Nights Car Show

August 12th

Bagnell Dam Strip

A Friday night in the summer isn't complete without a car show on the Strip! Enjoy this free "cruise in" for all cars, trucks, motorcycles, and other vehicles. This monthly show is held on the 2nd Friday of each month at the Bagnell Dam Strip. It's an electric environment that you won't want to miss!


Ozarks Amhitheater - Concerts

Jamey Johnson and Blackberry Smoke Concert

August 19th

The Black Crowes present: Shake Your Money Maker

August 20th

These concerts are sure to blow you away! Experience live music at one of the top entertainment spots at the Lake. There's not a bad seat in the house at this outdoor amphitheater in Camdenton, MO. Be sure to check out the shows on August 19th and 20th!


Lake of the Ozarks Shootout

August 27th - August 28th

Captain Ron's Bar & Grill

The Lake of the Ozarks Shootout, held at Captain Ron's Bar & Grill and the 33MM-34.5MM, will bring top powerboat racers and off shore racing power boats from across the country, topping 200 MPH. The largest unsanctioned boat race in the Midwest with over 100 racers and 100,000 spectators. Proceeds will benefit the Lake Area Rescue Teams, and other charitable organizations!

Photo Credit: Fun Lake

Which events are you most excited to attend? As your experienced home lender near Osage Beach, MO, we know you love visiting Lake of the Ozarks and enjoying these spectacular summer events we have around our area. If you're ready to call Lake of the Ozarks home, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com!


LIKE my Facebook Page, Follow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.
Posted by at No comments:
Labels: , ,
Location: Osage Beach, MO 65065, USA
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