Thursday, January 12, 2023

Stop Waiting for the Market to Turn – Buy Today & Refinance Down the Road

Are you exhausted trying to time the real estate market? You are not alone! Many potential home buyers at Lake of the Ozarks have been holding out for the "right time" to buy. Interest rates and home prices seem to be dropping slightly in recent months. It is coming to light that there is not going to be a major change in the market, as many foresaw months ago. Buyers are getting impatient with timing the unknowns of the real estate market. Our Lake of the Ozarks mortgage lenders want to point out an option that will get you into your home sooner and allow you to finally stop trying to time the market -- buy now and refinance later! It is a great solution for many current buyers!

Buy Today!

The current market is by no means at historical lows, but slightly lower than recent months. This is in regard to both interest rates and home prices. Secure your mortgage at a rate today and take advantage of the recent lull in rates. Buying now also gives you the opportunity to take advantage of the drop in home listing prices, compared to the past year or more. The best part of all... you get to move into your home in the very near future! We are closing within 30 days or less for many of our customers!

Refinance Later!

When the market changes for the better in the future, you can refinance your home to take advantage of the more appealing rates. This gives you the chance to make an advantageous move for your finances when interest rates are better while getting what you really want now. By the time you're ready to refinance, you'll have built some equity in your home along the way, making a refi an even more appealing option!

It's a Win-Win!

Take advantage of this solution to the "timing the market" issues you've been facing as a home buyer! You can get into the home you love now and refinance for a better rate down the road. It truly is a win-win for buying a home! Team Lasson has a great deal of experience in refinancing at Lake of the Ozarks. We can help you navigate your purchase now and your refi at a later date. If you are ready to get started on a pre-approval for your mortgage, give us a call at (573) 746-7211 or visit our website at!

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Michael Lasson
Senior Loan Officer
NMLS #: 493712

First State Bank Mortgage – Michael Lasson 
2751 Bagnell Dam Blvd Suite B 
Lake Ozark, MO 65049

**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.