The home buying process is going to be filled with questions, concerns, complexities, and a really rewarding finish! If you have purchased a home before, you may have experienced the work that is involved, but you also know the relief and excitement that comes with signing the mortgage paperwork, getting your keys, and walking through the front door of your new home. All of the challenges can be made so much easier when you have a team of experts behind you, which is why we suggest hiring a local mortgage lender when purchasing a home at the Lake of the Ozarks. When shopping for a mortgage, it is definitely important to get a competitive mortgage interest rate, but you also want to have a professional and experienced mortgage lender working for you. Team Lasson is here to help you navigate the mortgage process, so read on to learn why it is best to work with a local lender!
1. They Know Their Clients by Asking Questions
In order to give an accurate mortgage quote, a mortgage lender will first need to collect information from you. A good lender should be expected to ask questions about your credit rating, property type, how long you expect to own the home and uses for the home, among other questions. A local lender can use this information to offer multiple mortgage options that are right for your needs, and explain what each loan option means for you.
2. They Know the Community
Lake of the Ozarks is a wonderful community filled with exceptional people, businesses, and schools. By hiring a local mortgage lender, you are not just fueling the local economy, but you are investing in an expert who can help guide you towards the best financial option for your unique situation.
3. They Are Invested in You
When working with a local lender they will know more about the area and local real estate market than an out-of-town lender. A local lender will appear more attractive to certain home sellers and real estate agents because of the importance of a timely closing and a smooth process. Having a local, trusted mortgage lender could be the difference between landing a house or not.
4. They Have the Reputation
Local lenders have an incentive to provide you with excellent service because they want you to be a source of referrals for future business. These people live and work in the local area, and it is their reputation they want to uphold.
Photo Credit: Fun Lake
Whether you are purchasing a vacation home at Lake of the Ozarks, planning to move to the lake area full time, or refinancing a home, Team Lasson is ready to help with your mortgage needs. We have been helping home buyers for over 20 years, and we are proud to be a part of the lake community. When it comes to your Lake of the Ozarks home financing needs, we are here for you every step of the way, to answer any questions that you may have. We will discuss financing options, offer competitive interest rates and back it up with the first class service you deserve. Call your local lender, Michael Lasson, at 573-746-7211 for all of your home loan needs!
Senior Loan Officer
NMLS #: 493712
4655 B Osage Beach Parkway
Osage Beach, MO 65065
**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.