Thursday, October 28, 2021

Tips to Quickly Save for a Mortgage Down Payment

Saving for a down payment can seem like an intimidating task. Our mortgage lender at the Lake of the Ozarks sees every day how overwhelming a down payment seems to someone wanting to buy a home. The reality is, it doesn't have to be! There are home loan options at the Lake of the Ozarks that don't require a traditional 20% down payment, but it's still a great idea to start saving before you wish to purchase a home at the Lake of the Ozarks. Check out some of the ways you can quickly save below!

Pay Off High-Interest Loans

Interest can be a big financial drain. If you work toward paying off those high-interest loans, you'll automatically save on that payment every month. Put that extra savings away for your down payment -- you're already used to living without that extra cash you were paying toward your high-interest loan. 


Put Savings in a Money-Making Account

A checking account essentially offers no return for having your money in the account. Seek an account that offers a high-yield return and start building your savings in that account to encourage faster growth on your money. Your money might as well be making you a little money while it's sitting in savings!


Cut Your Spending

Critically analyze your monthly spending and make cuts wherever possible. While it may not seem like a lot, that $5 drink and $15 meal out a couple times a week can add up quickly! If you want to save for a home, you'll likely need to make the decision to do without the extras in order to reach your goal in a timely manner. 


Increase Your Earnings

If you've been in your job for a while, consider asking for a raise. If a raise is off the table, it's a great time to come up with a side hustle for extra cash. Get creative and find something you enjoy doing that can make money at the same time! If you do start making more money, put all of the extra earnings toward your savings. You were living without that cash before you started earning more so act like it's not even there and stash it away for your down payment. 

If you're thinking about buying a home at the Lake of the Ozarks, Team Lasson is here for you! Allow us the opportunity to help you discover the best home loan option for your unique buying situation! We'll help guide you through every step of the process and be your sounding board as you prepare for this big milestone purchase. Call (573) 746-7211 or visit our website at www.yourlakeloan.com for more information.


LIKE my Facebook PageFollow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 


Thursday, October 21, 2021

Halloween Events at the Lake!

Halloween is almost here and your favorite Lake of the Ozarks mortgage lender has all the details for upcoming events around the area. Whether the kiddos are eager to get out and trick-or-treat or you're getting dressed up and festive for an adult party, there's plenty of options for Halloween fun around the Lake of the Ozarks! Check out the upcoming events and make plans to attend your favorites:

GHOULS GATHERING FESTIVAL

Last 2 Weekends in October

6:00 pm - 11:00 pm

Lake Breeze Terrace

Ghouls Gathering is a small festival to celebrate Halloween. It is only open on the last two weekends of October.  There is a FRAIDY CAT area for kids and adults to play Halloween games, a small set of vendor booths, and the Haunted Maze only for Non-FRAIDY CATS, age 14 and over. Enjoy food, games, prizes, photos, and vendors at this unique event!


WITCHES AND WINE AT SHAWNEE BLUFF WINERY

Oct 23, 2021

2:00 pm - 7:00 pm

Shawnee Bluff Winery

Calling all witches, wizards and warlocks our annual Shawnee Bluff Witches and Wine event will be held on October 23rd from 2p-7p! Local vendors, costume contest, chili special, mulled cider, games, a DJ, and pumpkin painting contests can be found at this awesome event!


HY-VEE HOLLOW TRICK OR TREATING MAZE

Oct 24, 2021

3:00 pm - 6:00 pm

Hy-Vee

Wonderland Camp presents Hy-Vee Hollow Trick or Treating Maze on October 24th! This event is fun for all kids! Trick or Treating and a maze are included for only $2 per child. The proceeds go to the Dream Factory and Wonderland Camp.


CAPTAIN RON'S SPOOKTACULAR

Oct 30, 2021

Kids Event: 3:00 pm - 5:00 pm 

Adult Party: 7:00 pm - 11:00 pm

Captain Ron's Bar & Grill

Kids Event: Dress your kids up and bring them to Captain Ron's for an afternoon of trick or treating.

Adult Party: Dress up in your best costume to win prizes and go home with the Best Dressed Costume Bragging rights!


HALLOWEEN PUB CRAWL

Oct 30, 2021

7:00 pm

Gravois Mills

The West Side is hosting the Annual Halloween Pub Crawl again this year and there are 8 bars on the list! 10-42 Bar &Que, Hillbilly Yacht club, Tony G's, Lake Burger, Maggie’s on the water, the little Bass hole and the VFW. Come out for a night of great food, drinks, and entertainment at these bars and restaurants!


HALLOWEEN ON THE STRIP

Oct 30, 2021

2:00 pm - 4:00 pm

Bagnell Dam Strip

Celebrate Halloween on Bagnell Dam Strip with trick or treating, games, a cookie walk, costume contest, and pumpkin contest.

For more Halloween events, visit www.funlake.com/events.

What are you waiting for? Now's the time to make your Halloween plans! If you love getting out and about to events like these but you don't live at the Lake, consider buying a second home at the Lake of the Ozarks. Team Lasson is here for all of your Lake of the Ozarks home loan needs. Let's talk about your options today! Call (573) 746-7211 or visit our website at www.yourlakeloan.com for more information.

LIKE my Facebook PageFollow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 


Friday, October 15, 2021

Tips to Winterize your Vacation Home

It’s about time the fall temperatures have shown up! Fall at Lake of the Ozarks is a beautiful season offering fun events, cool temperatures, and gorgeous scenery. However, it also means that you could have some down time to accomplish those tasks on your to-do list for winterizing your vacation home. Here are a few things you need to remember as the months begin to loom, and how you can protect your vacation home at Lake of the Ozarks during the off-season.

Unplug Appliances

Now is a great time to clean, protect, and shut off the appliances in your vacation home. This will include fridges, washers, dryers, dishwashers, and ACs. If you are not sure how to Winterize your air conditioner, you can either do some research online or hire a company to take care of it for you.
 

Turn Off the Water

If you want to prevent water leaks and indoor flooding this Winter, you will want to turn off the water at the mainline. This is an important step and one you will not want to forget. It is not hard to turn it back on if you decide to come back to your vacation home during the Winter months.

Wrap Your Pipes

Wrapping pipes under the sink and in a basement, as well as anywhere else around your home can be a huge help. Look for wraps that are made from fiberglass, foam and foil, foam, or rubber to provide proper insulation to your pipes over the Winter. This can conserve energy and save money, but can also protect against any freezing temperatures that we may experience this Winter.

Drain the Pipes

This is incredibly important when you will not be in your home for a season. You may even want to hire a professional to come to drain your hot water heater, to clear the pipes of water, and to shut off propane or natural gas.

Clean the Gutters

After the leaves have fallen, it is a great time to clean out the gutters and downspouts. You can install downspout guards, screens, snap-in gutter screens, and mesh gutter guards to help prevent water damage from ice dams and puddles on the roof, and around your foundation.

Winterize Outside, Too!

Do not forget to drain all outside hoses, disconnect them, roll them up and store them. Cover all outdoor faucets with foam or hard plastic covers as well. The foam covers keep outdoor faucets from freezing during the colder temperatures, and the hard plastic covers can provide additional protection from the weather and small curious animals.

Outdoor Appliances

You should also disconnect the outdoor appliances, like fountains, bug zappers, and even the satellite dishes. You can secure them with plastic or store them indoors to protect against the cold weather.

Outdoor Furniture

Storing your outdoor furniture, raised garden beds, plant post, grills, tools, and other outdoor items inside is also a great precaution. If you cannot bring them indoors, you can always cover them with plastic and secure them in a wind-free location.

Find An Exterminator

Finally, this is a great time to schedule an exterminator to continue pest inspections and pest control through the Winter.

Photo Credit: Fun Lake

Time to Get Started!

Fall is in full swing, so now is the perfect time to make sure that your vacation home at the Lake is ready to withstand the upcoming months! If you do not have a vacation home at Lake of the Ozarks, now is the perfect time to start looking. The market has been doing some great things for home buyers, and off-season is commonly accepted as the best time to buy a home. Ready to get started? Team Lasson can help you get started on your mortgage at Lake of the Ozarks!


LIKE my Facebook PageFollow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 



Thursday, October 7, 2021

5 Tips to Pay Off your Mortgage Sooner

Purchasing a home at Lake of the Ozarks is a big investment, and most likely the most valuable asset you have because your mortgage at Lake of the Ozarks is often your largest debt. Depending on the terms of your loan, you are adding thousands of dollars more to the price of your home. The faster you can pay off your Lake of the Ozarks home loan, the more money you are going to save. Not only will you no longer have the burden of that huge monthly payment, but you will have security in owning your own home. Today's blog from your favorite Lake of the Ozarks mortgage lender offers several different ways that you can pay off your mortgage sooner!

1. Make a Larger Monthly Payment

An easy way to pay off your mortgage faster is to add a little extra to each of your monthly payments. Whether it be $10 or $100, choose what you can comfortably afford because every little bit helps. Use a mortgage calculator to see how adding just a little to your payments can save you money in the long run. When you pay extra, make sure that it is being applied to your principal and not set aside for the next month's payment. By paying down the principal, the amount that your interest is calculated on decreases. You should also check your contract before making extra payments, as some have prepayment penalties.

2. Pay Every Two Weeks

Rather than making one payment a month, consider paying biweekly. This method of payment takes advantage of the fact that there are 52 weeks in a year and only 12 months. When the year is over, you will have made 26 half payments, which is the equivalent of 13 full monthly payments. Check to see if your bank will set up a biweekly payment plan. Some will do it for free and some will charge you for it. Be sure to have the bank credit the extra payments toward the principal so you save more on interest; some banks will hold the extra payments until the end of the year and therefore, your still paying interest on that amount.

3. Apply Any Extra Cash You Get

Tax season is a great time to reduce the principal on your Lake of the Ozarks mortgage. Consider applying your next tax return towards your mortgage principal. If you receive any other larger sums of money throughout the year, maybe as a holiday bonus at work or a commission check, consider applying those amounts to your mortgage principal as well. The more you can pay upfront, the more you will save in the long haul and the faster you will be able to pay your home off.

4. Refinance Your Home

Refinancing your home at Lake of the Ozarks to either lower your interest rate or shorten the term of your loan is another great way to get your home loan paid off faster and save money. If you have an adjustable rate loan, you can refinance to get the comfort of the stability that a fixed rate loan offers. Depending on what interest rates are available, you may be able to get a 15 year loan for a little more than what you currently pay for a 30 year loan.

5. Downsize Your Home

If you are struggling to pay off your mortgage, one of the simplest solutions is to downsize. Do you really need 2 spare bedrooms or that extra office space? While having a nice big spacious house is something you've dreamed of, think about how much more enjoyable life could be without all that debt hanging over your head. If your near retirement age or approaching an "empty nest," downsizing makes the most sense. In this economy, it's great knowing that your home belongs to you instead of the bank.

 
For all of your mortgage questions, I am here to help. You can learn more about your options by talking to your lender today about your Lake of the Ozarks home financing options. Your circumstances may be different now than when your first bought your home. You might be able to get a better interest rate or make a larger monthly payment. Give me a call at 573-746-7211 with any questions you may have regarding your home loan at Lake of the Ozarks.


LIKE my Facebook PageFollow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 




Thursday, September 30, 2021

Closing Costs Explained

If you have decided to purchase a new home at Lake of the Ozarks, the final step in the process is the closing. During this process, you will meet with everyone involved in the transaction, sign all the papers, and receive the keys to your new home. When you get a mortgage, you will also need to pay fees charged by lenders and third parties related to the purchase of the home. Keep reading to learn more about closing costs from your Lake of the Ozarks mortgage lender.

Understanding Closing Costs

Fees paid at the closing of a real estate transaction are called closing costs. Many home buyers don't realize how much money they will need to contribute upfront when purchasing a home. As you work with a mortgage professional at the Lake of the Ozarks to determine a budget for your home purchase, you will want to make sure to consider closing costs. When shopping for homes, you will want to mentally add in several thousand dollars to cover those costs and help you determine if that property is affordable for you. Generally, your closing costs will be anywhere from 3-5% of the loan amount.

What are Closing Costs?

There are a lot of applicable fees that go into the "closing costs." Below is a breakdown of what the closing costs typically include:
  • Loan Origination Fees - charged by the lender to pay for the evaluation & preparation of your home loan at the Lake of the Ozarks.
  • Discount Points - prepaid finance charges to "pay down" the interest rate, if you plan to stay in your home at least 5 years, these points will benefit you by saving money on interest in the long-run.
  • Credit Report Check - covers the fee for pulling your credit.
  • Inspection Fees - covers the cost to have the home inspected.
  • Appraisal Fees - covers the home appraisal, which determines the market value of the home.
  • Homeowner's Insurance - home insurance is usually mandatory and has to be in place prior to the closing.
  • Private Mortgage Insurance - depending on how much down payment you provide, you may be required to purchase PMI. The premiums are usually setup to be paid annually through an escrow account or can be paid in full at closing.
  • Attorney Fees - sometimes a buyer will want an attorney to represent them, and those fees are typically based on the cost of the home and how complicated the sale becomes.
  • Taxes - The seller will typically provide a credit to the buyer at closing for the real estate taxes for the portion of the year that they owned the property up to the closing date, then the buyer will be responsible for the full tax bill when due. If you are escrowing, your lender will require a certain number of months in the escrow account at closing based on when you close and when the taxes are due.
  • Daily Rate of Interest - this fee covers the loan interest from the closing date through the end of the first month and is paid to your lender.
  • Document Preparation & Title Fees - these are paid to the title company, and include the title search and title insurance. A recording fee is also charged by the title company to cover the cost of recording the transfer of the title at the county clerk's office.
  • Survey Costs - covers the cost of a survey on the property, which makes certain that there are no new structures added to the property since the last survey and that the property meets legal codes.

When it comes to your financing needs, Team Lasson is committed to working with you every step of the way. For more information about what's involved with financing a home at Lake of the Ozarks, give Lakelender Michael Lasson a call at 573-746-7211. We can discuss your financing options, offer competitive interest rates and back it up with the first-class service you deserve!


LIKE my Facebook PageFollow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 



Thursday, September 23, 2021

The Beautiful Qualities of a Lake Home

Lake of the Ozarks is filled with million dollar views. The beauty of the Lake Area is loved by many, not only for the views, but also fun entertainment, delicious restaurants, and a tight knit community, just to mention a few. Team Lasson loves the Lake Area so much that we want to help make your Lake dreams come true as well. Fall is a great time to enjoy Lake of the Ozarks, so here are some beautiful qualities that the Lake homes in our area have to offer.

 

Photo Credit: Fun Lake

The Beautiful View

When owning a Lake home, the incredible views are going to be the focal point. Your home could be on the main channel where you can appreciate the beautiful boats going by, you may prefer a home located on one of the many arms of the Lake. The peace and quiet can provide a perfect getaway for relaxation after a busy week in the city. No matter where your Lake home is located, the views are always exceptional. Sunrises and sunsets are a picture-perfect scenario for sitting on the deck, or dock with a drink and soaking it all in.

Dock Access

A Lake home needs only one thing to truly be exceptional, and that is dock access. Lake homes may have a dock in the backyard, or they could be down the road. Having your own boat dock or slip makes your boat easily accessible. Cruising the Lake, enjoying the sights, or visiting lakefront restaurants are easier when you have a dock. You can also hit the water whenever the fish are biting, so the "one" never gets away!

Great Locations

Many Lake homes are within minutes of shopping, restaurants, and other activities. If you are looking for easy commutes and wonderful communities, Lake of the Ozarks is the place for you. Owning a home at Lake of the Ozarks can be as close or as far from civilization as you desire, which is what makes our area so unique. We finance homes at Lake of the Ozarks that are minutes from the water and minutes from town. We have also financed homes that are in the perfect secluded sanctuary. The Lake offers many different settings that can meet your individual desires.

Indoor and Outdoor Amenities

You will find that Lake homes are geared towards both indoor and outdoor activities. These beautiful homes at Lake of the Ozarks can offer outdoor kitchens, patios, porches, pools, and more. Inside, they are designed with spacious kitchens, living areas, and plenty of room for guests. Some homes even have entertainment rooms, game rooms, bars, etc. When you want to get away, you can truly have it all with a Lake of the Ozarks home.

 

Photo Credit: Fun Lake

Let’s Get Started On Your Mortgage!

The first step to buying a home at Lake of the Ozarks is to get pre-approved. This is an important first step because it will show you and your real estate agents what price point to shop for. Our team would be glad to assist you through the mortgage and purchasing process. We will be with you through the entire process. Answering your mortgage questions, assisting you with paperwork, and finally, getting you to the closing day! It will not be long before the new keys to your home are in your hand. Let us help you get there and enjoy the tranquility of living at the Lake!

 

LIKE my Facebook PageFollow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 



Wednesday, September 15, 2021

5 Ways to Enjoy Fall at Lake of the Ozarks

Summer may be the most popular season at Lake of the Ozarks, but Fall at the Lake will really catch you by surprise. The first day of Fall is one week away, so get ready for the Fall colors to come our way. All of those dreams about pumpkin pie, hot apple cider, bonfires, and hayrides will be here before you know it. If you have not been around for a Lake of the Ozarks Fall, you may find that you love it even more than Summer with all of the beauty and appeal that is there to be appreciated! Read on to learn about what makes Fall at the Lake so desirable and how Team Lasson is here to help get you settled into your new Lake of the Ozarks home!

Photo Credit: Fun Lake

1. Fall foliage

The colors at Lake of the Ozarks are breathtaking. With 1,150 miles of shoreline, Lake of the Ozarks offers boaters some of the best fall foliage viewing opportunities in the Midwest, and arguably, the nation. Those rolling Ozark hills are painted in beautiful shades of yellow, red, and orange. The colors will make you want to pour a cup of something warm and cuddle on the porch with a big knit blanket to enjoy the scenery. There are many different ways to enjoy the colors, as well. Since it doesn’t get too cold in the Fall, you can delay winterizing for a bit if you enjoy Fall boating excursions! The leaves are breathtaking from the water, and you’ll find some amazing places to enjoy them while watching the sunset over the water.

2. Fall Harbor Hop

The Fall Harbor Hop signals the unofficial end to the boating season at Lake of the Ozarks. For many, the Fall Harbor Hop is their last hurrah. The 36th Annual Fall Harbor Hop is on October 9, 2021. This is a great event to visit over 40 participating locations on the water to collect your poker hand and qualify for a big win.

3. Sense of Community

The Fall season brings out the sense of community at the Lake of the Ozarks. With school starting back up a whole new calendar of events begins. Local sporting events, school fundraisers, and other community activities are all great ways for the area to band together and celebrate the incredible place we live. When you vacation at the Lake of the Ozarks, you probably don’t get the opportunity to see how the area works together to support each other, but when you own a home at the Lake of the Ozarks, you get the chance to see a whole new side of the Lake community.

4. Big Bass Bash

This amateur only fishing tournament is held on October 2-3, 2021. Like the professionals, weekend anglers will have a chance to win big prize money. There will be $100,000 given to the angler who hauls in the biggest bass! In total, over $325,000 in cash payouts! Anglers can enter online until October 2, 2021. Get the details here.

5. Festive Outdoor Activities

From Fall Festivals to great games of golf at Lake of the Ozarks, there’s something for everyone. When you move to Lake of the Ozarks, you will find that this community is a great place for enjoying the outdoors, making friends, and exploring the wonderful place we live. The Fall season is perfect for golfing - you’ll find that Lake of the Ozarks is home to some amazing courses that were designed by Arnold Palmer, Tom Weiskopf, Fred Farley, Ken Kavanaugh, Robert Trent Jones Sr. Jack Nicklaus, and Von Hagge/Devlin. You will love the Fall season when you are enjoying it from one of our 16 golf courses! Even if golf isn’t your cup of tea, you will find caves to explore, trails to hike, festivals attend to, and shopping to be done!

Photo Credit: Fun Lake

What Are You Waiting For?

Lake of the Ozarks is a special and beautiful place during the Fall. If you love the area as much as we do, why not buy a second home at Lake of the Ozarks? From cozy condos to luxurious vacation homes, you will find the perfect place to call home at the Lake. Before you start the house hunting process, be sure to give Team Lasson a call! We can help you look at your finances and determine the best loan amount for you. Let’s get you pre-approved and ready to find your dream place, so that you can enjoy Fall at the Lake!


LIKE my Facebook PageFollow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 



Thursday, September 9, 2021

Premier Areas to Buy a Lake Home

With more than 1,100 miles of shoreline, nearly 70,000 lakefront homes, and thousands of acres of pristine hardwood forests, it is easy to see why so many people are looking to purchase a home at Lake of the Ozarks. When making the investment into Lake of the Ozarks real estate, it is important to do your research or at least connect with people that know the Lake, and which areas would be the best fit for your lake living experience. There are tons of stellar areas to buy a home at Lake of the Ozarks, so you want to ensure that you are buying in an area that has all of the amenities, activities, and interests that you will be wanting during your time at the Lake. Continue reading our blog for a look inside some of the premier areas to buy a home at Lake of the Ozarks. When you are ready to take the next step in making the purchase, my team of mortgage experts at Lake of the Ozarks are here for you!


Photo Credit: Fun Lake

PORTO CIMA


If you are an avid golfer, there is no better place to be than Porto Cima; Lake of the Ozark's most prestigious golf and boating community. The area has fantastic membership packages offering special privileges to some of the Lake's finest dining and spas, including the renowned HK's Restaurant and Spa Shiki. As for the courses, if you are looking to play a few rounds on mastercraft courses such as The Club at Porto Cima, The Cove, Sr's, "signature" course, and The Ridge, designed by Ken Kavanaugh, a third master golf architect, then this is the area for you. These meticulously maintained golf courses are accompanied by luxurious homes, the rolling Ozark hills, and the beautiful lake itself. Porto Cima is certainly a one-of-a-kind experience that you will be telling your friends and family about for years to come.

VILLAGE OF FOUR SEASONS


The Village of Four Seasons is a fantastic area of Lake of the Ozarks for both retirees and young professionals alike. The area includes an activity center, Bark Park, campgrounds with boat launch access, fishing, hiking and biking trails, pools, community parks, as well as a swim and tennis club. All conveniently located down Horseshoe Bend, near the heart of Lake of the Ozarks, so you will never be far from fine dining, entertainment, or your private piece of paradise. This area also offers top-notch golf courses that you can access with a membership to either Porto Cima or Lodge of Four Seasons.

OSAGE NATIONAL


Another serene golfing community at Lake of the Ozarks, Osage National is home to the one and only Arnold Palmer Signature Course, featuring 18 spectacularly designed holes to test your golfing skills, all while taking in the beauty of the natural landscape of Lake of the Ozarks bluffs and waterways. In total, Osage National boasts a whopping 39 holes for you to play, so you will never miss out on a tee time again! The gorgeous clubhouse holds an elegant dining area with spectacular course views all while enjoying your favorite cocktail or dish. Osage National is the perfect place for an avid golfer!

CEDAR CREST


Cedar Crest is a private, gated community located near Bagnell Dam, down Horseshoe Bend Parkway. If you are looking to be near the heart of the action at Lake of the Ozarks, Cedar Crest is an amazing location. The well-manicured community is secluded, peaceful, and sits just moments away from the Bagnell Dam, the historical Bagnell Dam Strip, and Osage Beach and with numerous shopping and dining options. Reap the benefits of being near the heart of the Lake, all while staying secluded at Cedar Crest.

Photo Credit: Fun Lake

If you have been thinking about purchasing a home at Lake of the Ozarks, now is the time to look into some of the more premier areas at the Lake. Our beautiful areas are in no short supply when it comes to accommodating and entertaining its guests and residents. When you are ready to obtain a mortgage at Lake of the Ozarks, Team Lasson would love to help you secure your mortgage and get into your dream home!


LIKE my Facebook PageFollow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.