Tuesday, May 14, 2024

Spring Weather Safety Plan

 

Spring Weather Safety Plan

As the cool of winter fades away and the warmth of summer approaches, it's the perfect time to ensure your home is ready for the seasonal weather transition. From heavy rain showers to sudden temperature changes, spring weather can bring its own set of challenges. However, with a few simple steps, you can safeguard your home and family from potential hazards.

Let us explore some essential tips for preparing your home for sudden weather changes:

Clean Your Gutters: After the winter thaw, your gutters may be clogged with leaves, debris, and even ice dams. Clean them out to ensure proper drainage during spring showers. Clogged gutters can lead to water damage to your roof, walls, and foundation.

Check Your Roof: Inspect your roof for any signs of damage, such as missing shingles, cracks, or leaks. Addressing these issues early can prevent water from seeping into your home during heavy rains or storms.

Trim Trees and Shrubs: Overgrown branches can become hazardous during spring storms, posing a risk of damage to your home or property. Trim back any branches that are close to your house or power lines to prevent accidents and property damage.  

Inspect Outdoor Furniture and Structures: If you stored your outdoor furniture and structures during the winter months, now is the time to inspect them for any damage. Check for rust, rot, or weakened structures, and repair or replace them as needed to ensure they are safe for use during the spring season.

Seal Windows and Doors: Check the seals around your windows and doors for any gaps or cracks. Proper insulation will help keep your home comfortable and energy efficient as temperatures fluctuate during the spring months.  

Test Your Sump Pump: Spring showers can lead to basement flooding, especially if you live in an area prone to heavy rainfall. Test your sump pump to ensure it is in good working condition and capable of handling excess water.


Prepare for Severe Weather: Spring often brings with it the potential for severe weather, including thunderstorms, tornadoes, and even hail. Have an emergency kit ready with essentials like flashlights, batteries, non-perishable food, and water. Familiarize yourself with your community's emergency procedures and have a plan in place to keep your family safe.

By taking these proactive steps to prepare your home for spring weather, you can minimize the risk of damage and ensure the safety and comfort of your family. From routine maintenance tasks to preparing for emergencies, being proactive now will pay off overall. So, spring into action and get your home ready for whatever the season brings!

Team Lasson is here for all of your home buying needs!  If you’re thinking about making the leap into home ownership in the near future, please contact us today to get started.  We can help you determine what loan program works best for your financial goals.  The first step in preparing for your big purchase is to get pre-approved for a mortgage at Lake of the Ozarks.  Please visit www.yourlakeloan.com or give us a call at (573) 216-7258 to get started.

      

    Michael Lasson

    Senior Mortgage Banker

    NMLS #:  493712

    Flat Branch Home Loans – Team Lasson

    2882 Bagnell Dam Blvd

    Lake Ozark, MO 65049

    Cell:  (573) 216-7258

    Email:  teamlasson@fbhl.com

    Website:  www.yourlakeloan.com

**The postings on this site are my own and do not necessarily represent Flat Branch Home Loans positions, strategies, or opinions.

Flat Branch Home Loans NMLS 224149. A Division of Flat Branch Mortgage Inc. For more licensing information, visit NMLSConsumerAccess.org







Friday, April 26, 2024

Spring Homebuying Guide

 

Spring Homebuying Guide

Spring into Homeownership: Your Ultimate Guide to Buying a Home this Season

As the weather warms up and flowers begin to bloom, the real estate market also starts buzzing with activity. In this guide, we'll explore the benefits of purchasing a home in the spring, provide tips on how to start the search process, and offer advice for making a competitive offer in today's market.

Benefits of Purchasing a Home in the Spring

Increased Inventory:

With more sellers listing their homes in the spring, you'll have a wider selection of properties to choose from. This increased inventory can give you more options and flexibility in finding the perfect home for you and your family.

Favorable Weather:

Spring weather is ideal for house hunting, with mild temperatures and longer daylight hours. You can comfortably tour homes without worrying about snow, ice, or extreme heat, making the process more enjoyable and convenient.



Competitive Pricing:

While spring is typically a busy time for the real estate market, it can also be a great time to find deals. Sellers may be more motivated to negotiate on price or offer incentives to attract buyers, giving you the opportunity to get more value for your money.

Timing for Families:

Many families prefer to move during the summer months when children are out of school. By purchasing a home in the spring, you can ensure a smooth transition and settle into your new home before the start of the school year.

How to Start the Search Process

Determine Your Budget:

Before you start looking at homes, it's important to determine how much you can afford to spend. Get pre-approved for a mortgage to understand your borrowing capacity and narrow down your search to properties within your price range.

Research Neighborhoods:       

Explore different neighborhoods to find the right fit for your lifestyle and preferences. Consider factors such as schools, amenities, commute times, and property values to identify areas that meet your criteria.

Work with a Real Estate Agent:

A knowledgeable real estate agent can be your greatest asset in the home buying process. They can provide valuable insights into the local market, help you find properties that match your criteria, and guide you through each step of the transaction.


Attend Open Houses
:

Take advantage of open houses to tour properties and get a feel for the market. Pay attention to details like layout, condition, and location, and don't hesitate to ask questions or request additional information from the seller or listing agent.


Tips for Making a Competitive Offer

Get Pre-approved for a Mortgage:

A pre-approval letter from a lender can strengthen your offer and demonstrate your seriousness as a buyer. It shows sellers that you have the financial means to purchase their home and can expedite the closing process.

Be Flexible with Contingencies:

In a competitive market, sellers may prefer offers with fewer contingencies or faster timelines. Consider being flexible with contingencies such as home inspection or appraisal, but make sure to protect your interests and conduct due diligence.

Make a Strong Initial Offer:

In a seller's market, it's essential to make a strong initial offer to stand out from the competition. Work with your real estate agent to determine a competitive offer price based on market trends, comparable sales, and the condition of the property.

Personalize Your Offer:

Consider including a personal letter to the seller with your offer to help humanize the transaction. Express your appreciation for their home and explain why you're the perfect buyer. A personal touch can sometimes make a difference in a competitive bidding situation.

Spring is an exciting time to embark on the journey of homeownership. By taking advantage of the benefits of purchasing a home in the spring, following these tips for starting the search process, and making a competitive offer, you can increase your chances of finding and securing the home of your dreams. Happy house hunting!

Team Lasson is here for all of your home buying needs!  If you’re thinking about making the leap into home ownership in the near future, please contact us today to get started.  We can help you determine what loan program works best for your financial goals.  The first step in preparing for your big purchase is to get pre-approved for a mortgage at Lake of the Ozarks.  Please visit www.yourlakeloan.com or give us a call at (573) 216-7258 to get started.

Michael Lasson

Senior Mortgage Banker

NMLS #:  493712

Flat Branch Home Loans – Team Lasson

2882 Bagnell Dam Blvd

Lake Ozark, MO 65049

Cell:  (573) 216-7258

Email:  teamlasson@fbhl.com

Website:  www.yourlakeloan.com

**The postings on this site are my own and do not necessarily represent Flat Branch Home Loans positions, strategies, or opinions.

Flat Branch Home Loans NMLS 224149. A Division of Flat Branch Mortgage Inc. For more licensing information, visit NMLSConsumerAccess.org


Monday, March 25, 2024

Easter Happenings at Lake of the Ozarks

 

Are you EGG-cited about Easter?  Check out some events hopping at the Lake!



Egg Hunts:         

City of Osage Beach

DATE:  March 30th

TIME:  11:00 a.m. – 2:00 p.m.
Visit website for specific age group Easter Egg Hunt times.

The City of Osage Beach & Victory Church are holding their annual Easter Egg Hunt at the Osage Beach City Park on Saturday, March 30th. There will be face painting, ballon animals, photos with the Easter Bunny, and Hot Dogs (while supplies last). Please visit the City of Osage Beach website or call 573-302-2000 for more details.

Osage Beach City Park
950 Hatchery Rd
Osage Beach, MO

https://osagebeach-mo.gov/1996/Easter-Egg-Hunt

 

City of Linn Creek

DATE:  March 30th

TIME:  2:00 p.m. – 4:00 p.m.

City of Linn Creek’s Easter Egg Hunt will take place Saturday, March 30th. Areas will be sectioned off by age group so make sure you arrive on time! They’ll have inflatables, face painting, DJ music, and Roscoe's Ice Cream Truck. This event will be held at the LOSA soccer fields in Linn Creek!

https://www.facebook.com/events/1553077958790026


City of Laurie

DATE:  March 30th

TIME:  2:00 p.m.

City of Laurie's Annual Easter Egg Hunt will take place on April 8th  at the Fairgrounds.

Laurie Fairgrounds
269 Fairgrounds Road
Laurie, MO
573-374-4871

https://www.cityoflaurie.com/easteregghunt.htm





EASTER BRUNCH:

Inn at Grand Glaize

DATE:  March 31st

TIME:  10:00 a.m. - 2:00 p.m.

Enjoy a delicious traditional Easter Brunch Buffet on Easter Sunday, March 31st  from 10 am-2 pm. Reservations are not required but are recommended. Menu choices include Prime Rib, Honey Glazed Ham, Roasted Turkey, Bacon & Sausage, and more. $29 per person for Adults, $22 for Seniors and Veterans, $10 for Children 12 and under and kids under 3 eat free. Call 573-348-4731 to reserve your place now.

Inn at Grand Glaize
5142 Osage Beach Pkwy
Osage Beach, MO
573-348-4731

DOS@innatgrandglaize.com
https://www.facebook.com/innatgrandglaize


HK’s Restaurant on the Lakefront

DATE:  March 31st

Brunch: 11 am - 3 pm
Easter Egg Hunt: 2 pm

Join HK's Restaurant for their Easter Brunch and Easter Egg Hunt. Visit their website for full details and to make reservations.

HK's Restaurant
Lodge of the Four Seasons
315 Four Seasons Drive
Lake Ozark
573-365-8509

https://4seasonsresort.com/activity/easter/
https://4seasonsresort.com/wp-content/uploads/2023/11/2024-Easter.pdf


Camden on the Lake

DATE:  March 31st

TIME:  11:00 a.m. – 3:00 p.m.

Visit website for menu, pricing, and to make reservations.

Camden on the Lake
2359 Bittersweet Road
Lake Ozark, MO 65049
573-365-5620

https://htoads.com/
https://www.facebook.com/htoads/

Team Lasson is here for all of your home buying needs! If you're thinking about making the leap into home ownership in the near future, please contact us today to get started.  We can help you determine what loan programs works best for your financial goals. The first step in preparing for your big purchase is to get pre-approved for a mortgage at Lake of the Ozarks. To get started, visit www.yourlakeloan.com or give us a call at (573) 746-7211!

Michael Lasson

Senior Loan Officer

NMLS #: 493712 

First State Bank Mortgage – Michael Lasson 

2751 Bagnell Dam Blvd Suite B 

Lake Ozark, MO 65049 

Cell: (573) 216-7258

Email: mlasson@fsbfinancial.com

Website: www.yourlakeloan.com



Friday, March 8, 2024

March Happenings Around The Lake

 

March Happenings Around the Lake!!

Can you believe Spring is just around the corner?  Home Buying Season is upon us and now is the time for you to get pre-approved for your new Lake Home so you can enjoy these upcoming events!  Please give us a call at 573-216-7258 or visit our website at www.yourlakeloan.com to complete the online application to get into your new home quickly.

 

March 16th

33rd Annual St. Patrick's Parade on the Water

WHERE: Captain Ron's Bar & Grill, 82 Aloha Lane, Sunrise Beach MO 65049

The parade begins and ends at Captain Ron's, and there will be a prize for best costume/decorated boat and raffle drawing.

Schedule:

  • 8 a.m.: Optional breakfast
  • 9:30 a.m.: National Anthem
  • 9:35 a.m.: Blessing of the Fleet
  • 9:45 a.m.: Boarding

Call the Lake West Chamber at 573-374-5500 to purchase tickets or t-shirts, or for more information visit the website.

St. Patrick's Day Parade - 40th Annual Lake of the Ozarks

WHERE: Bagnell Dam Strip, Lake Ozark, MO

Sponsored by: The Bagnell Dam Strip Association

St. Patrick's Day is just around corner and what better way to spend the day than a parade! The event will take place on March 16th, 2024 at 1:00 pm on the historic Bagnell Dam Strip at Lake of the Ozarks Missouri.

Deck the whole family out in green, grab the lawn chairs and head out to Bagnell Dam Strip for an afternoon of family fun watching the various floats, cars, motorcycles and yes even boats as they make trip along the Strip. And who knows you might even score some candy!

Please be careful driving down Bagnell Dam Blvd before the event while floats are lining up. The road will be shut down at 12:45 and re-open around 3:00. You can exit or enter Hwy H.H. by using Hwy 242 and traffic will be let through at gaps in the parade.

First Annual Dase Jam Weekend

WHERE: Various locations

The DMAC Impact Foundation exists to make a difference in the lives of individuals and families affected by Crohn's disease and related struggles by providing resources and community support.

On Saturday, March 16th at 8 a.m., there will be 3 on 3 basketball tournament at Osage High School. Cost is just $50.

At 6 p.m. there will be a dinner and silent auction at Memory Lane Events in Eldon. Cost is just $75.

Click here for more information.

This event is in loving memory of Dasan J. McNerney: April 21, 1989 to January 27, 2023.

2024 Lake West Chamber St. Patrick's Day Pub Crawl

WHERE: Various locations around the west end of the Lake

It's the 2024 St. Patrick's Day Pub Crawl!

Buses run beginning at 5 p.m. Fourteen stops and 11 buses.

Purchase wristbands at any Pub Crawl location.

Food & drink specials and entertainment at all locations.

Route Locations (subject to change): Bear Bottom Resort, Branding Iron, Captain Ron’s, Chance’s R, Franky & Louie’s, NautiFish Rum Bar, Rocky Top Bar & Grill, Stogies Liquor & Tavern, The Glory Hole, Westside Pub, Whisky Dick’s, Woods Hwy 5.

Lake West Chamber of Commerce

573-374-5500

www.lakewestchamber.com

2024 Bridge and Dam Half Marathon or 10K  

WHERE: Bagnell Dam Strip, Lake Ozark, MO

The 10th Annual Bridge and Dam races will be held on March 23, 2024. Runners will start at the Bagnell Dam Bridge and this popular event attracts runners from all over the Midwest.

The races will begin at 7:30am. Traffic will be interrupted on the Strip until the conclusion of the races at 11:00am.

Walkers are welcome in either the half marathon or the 10K, as long as they can finish their race within the course time limit of 3.5 hours.

Registration is open online until Wednesday before the race. Click here for registration form.

Team Lasson is here for all of your home buying needs! If you're thinking about making the leap into home ownership in the near future, please contact us today to get started.  We can help you determine what loan programs works best for your financial goals. The first step in preparing for your big purchase is to get pre-approved for a mortgage at Lake of the Ozarks. To get started, visit www.yourlakeloan.com or give us a call at (573) 746-7211!


Michael Lasson

Senior Loan Officer

NMLS #: 493712 

First State Bank Mortgage – Michael Lasson 

2751 Bagnell Dam Blvd Suite B 

Lake Ozark, MO 65049

 

Cell: (573) 216-7258

Email: mlasson@fsbfinancial.com

Website: www.yourlakeloan.com

 

**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.