Friday, February 4, 2022

February Happenings at the Lake

The snow is falling & it's really feeling like February out there! As the new month rolls in, our mortgage lender at Lake of the Ozarks knows you're excited about the upcoming events our area has to offer. Many people think living at Lake of the Ozarks means there are only fun events during the summer months, but we're here to showcase some of the awesome off-season events! Check out the FUN February happenings below:

BRIDAL CAVE WEDDING VOWS RENEWAL

Feb 13, 2022

Bridal Cave

526 Bridal Cave Rd

Camdenton, MO 65020

Phone: 573-346-2676

Email: info@bridalcave.com

Hours of Operation:

9 am to 4 pm

Don't miss the Annual FREE Vow Renewal Ceremony at Bridal Cave! No reservations are required and they’ll be offered throughout the entire day. There will be goodie bags, professional portrait, and LIFETIME passes for the couples. Please bring a non perishable food item to benefit the Eldon Food Bank.


LAKE PUB CRAWL

Feb 18, 2022 - Feb 21, 2022

Various Locations

Osage Beach, MO 65065

Phone: 573-964-1008

Email: info@lakeareachamber.com

The world's largest Mardi Gras Pub Crawl will take place February 18 - 21, 2022 at Lake of the Ozarks. Visit www.LakePubCrawl.com for all the details about this exciting event. 


HOME, BUSINESS AND LAKE LIVING EXPO

Feb 25, 2022 - Feb 26, 2022

The Regalia Hotel and Conference Center

250 Racquet Club Dr.

Lake Ozark, MO 65049

Phone: 573-346-2227

Email: info@camdentonchamber.com

The Home, Business, and Lake Living EXPO is “the place to be” for the latest innovations, offerings, and ideas related to personal and business services as well as in the home building, landscaping and remodeling industries!


POLAR PLUNGE LAKE OF THE OZARKS

Feb 26, 2022

Grand Glaize Beach/Public Beach #2

711 Public Beach Rd

Osage Beach, MO 65065

Email: cschuster@somo.org

This "unbearable" event is a unique opportunity to show your bravery as you support local Special Olympics athletes by walking, running or crawling into the frigid winter waters. In 2021, Lake of the Ozarks Plunge had 204 plungers and raised more than $74,000! This one-of-a-kind event promises a fun atmosphere complete with music, funny costumes, and lasting memories for everyone!

Our Osage Beach, MO mortgage lender is excited about the upcoming events this month. If you're one of the people who always wanted to relocate to Lake of the Ozarks but worried about what to do in the winter months, wait no longer! It's a great time to look to purchase a home at Lake of the Ozarks to enjoy the off-season activities, as well as the awesome summer excitement that will be here before long. If you're curious as to how much of a home you can get approved for, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com.

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Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 

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Location: Osage Beach, MO 65065, USA

Friday, January 28, 2022

How to Improve Your Credit Score when Preparing to Buy

Our mortgage lender in Osage Beach, MO knows how impactful your credit score can be when purchasing a home at Lake of the Ozarks. Last week we talked about how your credit score can impact your mortgage interest rate and this week we're diving into ways you can improve your credit score. A better credit score receives a better interest rate on a home loan. A few percentage points better can make a big impact over 30 years! Learn what steps you can start taking now to improve your credit score to prepare to buy a home at Lake of the Ozarks. 

Pay Bills in a Timely Manner

Making your payments on time is an important factor that goes into determining your credit score. Stay current on any bills you owe and make sure your payments are received before or on the due date to avoid a potential penalty. 


Check Your Credit

Your credit score fluctuates as changes are made to your financial situation over time. It's important to keep an eye on your score. If there is a big change, it's worth investigating what caused that change. If there is an item that is bringing your credit score down, there are options for counteracting those dings to your credit. 


Make an Effort to Pay Down Credit Cards

The amount you owe on revolving credit is a big consideration for your overall score, as well. If you owe a large amount on a credit card, take those extra steps to get it paid down, if at all possible. You'll be surprised at how much in interest you save when you start paying that total down!


Improve Credit Utilization Rating

A big portion of your score is based on your credit utilization rating. This is the ratio between what you owe on credit and your credit limits. It's ideal to keep a balance of about 30% (or less) of your total credit limit on a card. If paying your balance down quickly isn't a realistic option, it can be helpful to raise your credit limit to increase that credit utilization score. Consult the advice of a professional before making changes to your credit limit as it can have detrimental impacts, as well. 


Be Strategic About Applying for New Credit

New credit on your credit history can temporarily lower your credit score until the activity on the new credit can be analyzed. If you're planning to make a big purchase, like applying for a home loan, it's advised to avoid applying for new credit cards or loans. This kind of activity can stall the home loan application process if you have already been pre-approved or are in negotiations for buying a new home.

Your credit score has a big impact on the interest rate you pay when applying for a home loan at Lake of the Ozarks. If you're curious as to how much of a home you can get approved for, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com. We look forward to speaking with you about your home loan needs!

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Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 

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Location: Osage Beach, MO 65065, USA

Thursday, January 20, 2022

How Your Credit Score Impacts Your Mortgage

Your credit score has a direct impact on your interest rate. When applying for a home loan at Lake of the Ozarks, it's important to have all of the information upfront and that's why our Osage Beach, MO mortgage lender is here to offer some advice. The better your credit score, the lower your interest rate will be. 

Lenders evaluate your credit history to gauge whether you are a high or low risk borrower. If your credit score is low, you appear to be a more risky borrower, therefore lenders counteract that risk by charging a higher interest rate on the money you borrow to purchase your home. 


Your credit score is a big factor in determining your interest rate. Your past credit usage showcases how responsible you are with credit. If you make timely payments and keep your debt to income ratio in balance, you are more likely to have a higher credit score. This is good news when it comes to borrowing money for a home purchase. The better the interest rate you receive, the less money overall you spend over time when paying for your home. Getting a lower rate means your monthly mortgage payment will be less. This gives you more flexibility with your home buying budget. 


No matter what your credit history looks like, there are options available for buying a home. Our mortgage lender at Lake of the Ozarks is here to help you work through the mortgage application process. We can also advise you on the best steps for improving your credit if it is not where you want it to be before making a large purchase. 

Buying a home is a major financial step. It's important to know all of your home buying options as you prepare for your big purchase. Team Lasson is here to help educate our clients to get them set up for the best home buying experience possible. If you're curious as to how much of a home you can get approved for, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com. We look forward to speaking with you about your home loan needs!

Stay tuned for next week's blog in which we will cover ways to improve your credit score before you apply for a home loan at Lake of the Ozarks!

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Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 

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Location: Osage Beach, MO 65065, USA

Thursday, January 13, 2022

Winter Events You Won’t Want To Miss

Winter is here and while that can mean it slows down a bit around Lake of the Ozarks, there are still plenty of fun & exciting events taking place throughout the area. Our mortgage lender in Osage Beach, MO knows how vital off-season events can be for residents and local businesses. These events keep our locals entertained and often times boost business for many establishments in the area. Take a look at some of the awesome events you won't want to miss this winter!

OZARK SEASON 4 PREMIERE WATCH PARTY

Jan 21, 2022

Marty Byrde's

Hours of Operation:

6:30 PM-11 PM

Join us in the REAL OZARKS for the premiere of the 4th and final season of the original Netflix series, Ozark. The night will kick off at 6:30pm. Trivia starts at 6:45pm followed by the first several episodes of the final season. There will be prizes for trivia and other drawings. Come dressed as your favorite OZARK character and join the FUN! The event is hosted by Tri-County Lodging Association. 


OVERLAND PARK BOAT SHOW

Jan 27 - Jan 30, 2022

Overland Park Convention Center

Don't miss your chance to catch the latest and greatest in the boating industry at this boat show. Meet local boat dealers and boating accessory vendors, all in one convenient location. You'll be ready for the boating season after checking out this unique show! Team Lasson will also be at this event so stop by our booth and say Hello!  Mention you saw this online and get a special prize…


DAM 'PUTT PUTT' GOLF TOURNAMENT

Jan 29, 2022

Bagnell Dam Strip

Hours of Operation:

11am - 9pm

Bust out your favorite or funniest golf attire and get down to the Bagnell Dam Strip for the first ever Dam Putt Putt Golf Tournament Hosted by Lake Race! All proceeds benefit CADV & Local Charities.

Participating Locations:

  • Ice Hole
  • Marty Byrde's
  • Sushi Monkey
  • Alley Cats
  • Lucky's
  • Roxie's
  • Brick House
  • Casablanca
  • Tucker's Shuckers


YPL WINTER LUAU DODGEBALL TOURNAMENT

March 5th, 2022

School of the Osage Middle School

Doors open: 8:30am

Matches start: 9:00am

The Young Professionals at the Lake are hosting the annual Dodgeball Tournament again! Gather your teams to see who comes out on top of this wild and entertaining tournament. Contact the Lake Area Chamber to register your team or to learn more about sponsorship opportunities. The event will benefit Central Missouri Foster Care & Adoption Association. 

The Lake of the Ozarks is a fantastic place to live year-round. From the amazing events to the welcoming community, you'll love living at Lake of the Ozarks! If you're thinking about buying a home at Lake of the Ozarks this year, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com for more information.

LIKE my Facebook Page, Follow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 

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Location: Osage Beach, MO 65065, USA

Friday, January 7, 2022

Buying in 2022? Tips to Prepare for Your Home Loan!

Are you planning to buy a home at the Lake of the Ozarks in 2022? It's not too early to start preparing for your big purchase! Our team of mortgage lenders in Osage Beach, MO is here to make the process easy. Check out some of the steps you can start taking now to ensure you are ready to buy this year. 

Start Saving for a Down Payment

A down payment is a lump sum of money that a buyer has to pay outside of the loan. This shows that you are a serious buyer. Making small changes to your current budget can allow you to save for a down payment faster. 


Take Steps to Improvement Credit

Check in on your current credit health and if there is room for improvement, start taking those steps today. A healthy credit score can be achieved by making sure you pay your bills on time, paying down high balances on credit cards, and making sure your debt to income ratio is in a good place. 


Work With a Mortgage Lender to Get Pre-Approved

A pre-approval is when a lender approves you for a loan in a certain price range. This gives you an excellent budget to start your home search within. A pre-approval letter sends the message that you are a serious buyer and can sway potential sellers into moving forward with your offer, versus others they may have on the table. 


Get Feedback From Lender

Your mortgage lender can offer great advice for preparing to buy a home. There are many lending options available and an experienced mortgage lender at the Lake of the Ozarks can offer you sound advice for becoming a homeowner in 2022!

Buying a home is an exciting time in your life. It can also be intimidating if you aren't adequately prepared. Team Lasson takes pride in working with our clients to ensure they are ready to move forward in the home buying process. If you're thinking about buying a home at the Lake of the Ozarks this year, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com for more information.

LIKE my Facebook Page, Follow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 

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Location: Osage Beach, MO 65065, USA

Tuesday, December 28, 2021

Ring in the New Year at Lake of the Ozarks

New Year's Eve is right around the corner and that means it's time to plan your end-of-year festivities! There are many exciting events around Lake of the Ozarks to help you celebrate the new year. Our Osage Beach mortgage lender is here to showcase some of the awesome events in which you can participate. Ring in 2022 in style!

NEW YEAR'S EVE GRAND BALLROOM CELEBRATION AT MARGARITAVILLE LAKE RESORT

Dec 31, 2021

Margaritaville Lake Resort

494 Tan Tar A Drive

Osage Beach, MO 65065

Phone: 5733483131

Email: information@mvresortlakeoftheozarks.com

Hours of Operation:

7pm-1am

Celebrate New Year's Eve at Margaritaville Lake Resort's Paradise Ballroom. Dance the night away with continuous live music by Butch Wax and the Hollywoods and the Cherry Pistols. The New Year's Eve Ballroom package includes one night deluxe accommodations, the Ballroom Celebration for 2 adults, open bar, a magnificent dinner buffet , complimenting entrees and sides, a sweet ending table that is sure to please and midnight champagne toast. 21+ only please. Packages start at $375 per couple, plus taxes and fees. 


THE LODGE OF FOUR SEASONS NEW YEAR

Dec 31, 2021

HK's Restaurant & Bar located in The Lodge of Four Seasons

315 Four Seasons Drive

Lake Ozark, MO 65049

Phone: 5733658509

Hours of Operation:

4:00pm - 10:00pm

The Lodge of Four Seasons New Year's Celebration Dinner makes for a night to remember. Don't miss out on the divine menu options and live music. 


NYE AT CAMDEN ON THE LAKE

Dec 31, 2021

Camden on the Lake

2359 Bittersweet Rd

Lake Ozark, MO 65049

Phone: 5733655620

Looking for the best NYE party? Look no further! Enjoy a four-course dinner, live music from ChristiAna, a stay at Camden on the Lake and a breakfast for two, all at one amazing price! 


2022 NYE BASH AT THE REGALIA

Dec 31, 2021

The Regalia Hotel & Conference Center

250 Racquet Club Dr.

Lake Ozark, MO 65049

Phone: 5737233000

Email: info@theregaliahotel.com

Hours of Operation:

8 PM - 1:15 AM

The Regalia Hotel & Conference Center is hosting the annual NYE BASH for 2022! You don't want to miss this one! Tickets include an open bar & an open buffet all night! There will also be live music on our stage by "TWICE THE ACTION". Don't miss the champagne toast at midnight and the confetti cannons to celebrate the new year. There are a limited number of tickets available. Call (573)-723-3000 for more info

What are you waiting for? Now's the perfect time to make your New Year's Eve plans with your crew. Whether it's a date night or a night out with friends and family, we're sure it'll be a blast. As you make new memories at Lake of the Ozarks, you may decide this is the place you want to call home. Team Lasson is here for all your home loan needs. Give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com for more information.

LIKE my Facebook Page, Follow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 

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Location: Osage Beach, MO 65065, USA

Wednesday, December 22, 2021

Christmas Happenings at the Lake🎄

Christmas is almost here and that means exciting happenings around the Lake of the Ozarks! Once you've wrapped your finds and tied your bows, it's time to really celebrate this joyous holiday with your family and friends. Our mortgage lender at the Lake of the Ozarks has the inside scoop on the exciting happenings you can attend this Christmas. Check them out:

THE LODGE OF FOUR SEASONS HOLIDAY DINNER

Dec 24, 2021 & December 25, 2021

HK's Restaurant & Bar @ The Lodge of the Four Seasons

315 Four Seasons Dr

Lake Ozark, MO 65049

Phone: 5733658509

Hours of Operation:

4:00 PM - 9:00 PM

The Lodge of Four Seasons Holiday Dinner

December 24th - 25th / 4:00 PM - 9:00 PM

HK's Restaurant & Bar @ The Lodge of the Four Seasons

573-365-8509 / Reservations Suggested

Whether you're looking for a relaxing (and delicious) way to spend Christmas Eve or you want to enjoy a spectacular holiday meal without the prep and cleanup, The Lodge of Four Seasons is the place to be this December 24th & 25th!


Kent Memorial Lutheran Church Christmas Eve Service

184 Sunset Hill Drive

Sunrise Beach, MO 65079

Dec 24, 2021

Phone: 573 374-5267

Email: office@kentmemorial.com

Hours of Operation:

6:00 p.m.

Please join the congregation at Kent Memorial Lutheran Church for our Christmas Eve Worship on Friday, December 24 at 6:00 p,m.  It will be a Candlelight and Communion Service with Special Music. 


9th Street Christian Church Christmas Eve Service

9th Street Christian Church

1009 McKinley Drive

Eldon, MO 65026

Dec 24, 2021

Website: www.ninthstreetcc.com

Phone: 573-392-4685

Email: office@ninthstreetcc.com

Hours of Operation:

4:00 pm & 6:00 pm

Don't miss this opportunity to worship with the congregation and celebrate the reason for the season on Christmas Eve! Come out on Friday, December 24th for this Christmas Eve service! 


The Church at Osage Hill Christmas Eve Candlelight Service

The Church at Osage Hills

5237 Osage Beach Parkway

Osage Beach, MO 65065

Dec 24, 2021

Website: www.osagehills.org

Email: admin@osagehills.org

Hours of Operation:

5:30 pm & 7:00 pm


CHRISTMAS LIGHT DISPLAYS

Drive through holiday light parks are a popular tradition for many. The Lake of the Ozarks are is blessed with FOUR amazing light displays. Check out when & where you can catch a display this Holiday weekend:

Osage Beach Holiday Lights

Nov 29, 2021 - Dec 31, 2021

Osage Beach City Park

Hours of Operation:

5 pm - 9 pm

Enchanted Village of Lights

Nov 20, 2021 - Jan 2, 2022

Laurie Fairgrounds

Hours of Operation:

Nightly 5:00 pm - 9:00 pm (10:00 pm weekends)

Unity of Lights

Nov 25, 2021 - Jan 1, 2022

Versailles City Park

St. Patrick's Festival of Lights

Nov 25, 2021 - Jan 9, 2022

Shrine of St. Patrick's Church

Hours of Operation:

5 pm - 10 pm Daily

Which holiday event are you looking forward to attending this Christmas? Team Lasson is honored to share these spectacular events with you and yours to help be a part of your holiday traditions at the Lake of the Ozarks. If you've been dreaming of making this area your second home, we'd love to be a part of your home purchase at the Lake of the Ozarks! Call (573) 746-7211 or visit our website at www.yourlakeloan.com for more information.

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Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 

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Location: Osage Beach, MO 65065, USA
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