Showing posts with label investing in real estate Lake of the Ozarks. Show all posts
Showing posts with label investing in real estate Lake of the Ozarks. Show all posts

Wednesday, May 20, 2020

Finding the Best Location For a Second Home at Lake Of The Ozarks

Location, location, location - this is the big topic that everyone thinks about when purchasing a vacation home at Lake of the Ozarks. Which side of the Lake do you want to live on? What types of amenities do you want close by? What type of home do you want? These are just a few questions that a real estate agent will be able to guide you through as you start your search for the best vacation home in Missouri. If you are just at the beginning of your search, you may want to know about the communities where you can buy a home - so we have just that for you. Here are just a few of the amazing places you can live when you purchase a vacation home at Lake of the Ozarks.


The Village of the Four Seasons

If you are looking for a place to buy a home that is close to all of the amenities and has a vast array of property styles, this is it. With lake views, lake access, and even exclusive amenities, you will love The Village of the Four Seasons community and Team Lasson would be honored to assist you in getting pre-approved. Here are just a few of the benefits to choosing The Village of the Four Seasons:

  • Pools
  • Playgrounds
  • Fitness Center
  • Tennis Courts
  • Interior Lakes
  • Community Center
  • Campground
  • Boat Storage
  • Boat Ramps
  • Basketball
  • Bocce Ball


Old Kinderhook

If you are interested in purchasing a home in Camdenton, MO, the Old Kinderhook community is an amazing choice. The combination of luxury living with different types of homes, cottages, patio homes, lakefront condominiums, and even estate homes makes it easy to find anything you could dream of. Here are a few things available at Old Kinderhook to make your stay even better:

  • Golf
  • Spa
  • Boating
  • Outdoor Ice Skating Rink
  • The Sand, and more


Porto Cima

Porto Cima was designed to be one of the finest golf and boat communities in the Midwest. The subtle Mediterranean theme combined with the special privileges that are only available when you own a home in Porto Cima makes the experience superb. In addition, if you are looking for access to the best golf courses at Lake of the Ozarks, this is just one of the perks. Here are a few other things you get to enjoy when you live inside the limits of Porto Cima:

  • Golf Shop
  • Restaurant
  • Member dining and the 19th Hole Lounge
  • Exercise facilities
  • Outdoor dining overlooking Hole #18 and Lake of the Ozarks
  • Banquet facility
  • Private events facility
  • Ladies and men’s locker rooms, each featuring its own fitness area


Villages at Shawnee Bend

This community is situated on the southern shores of Shawnee Bend and it offers an incredible combination of privacy and seclusion. If you are looking for a home in one of the premier luxury home development areas, this is for you. Not only will you enjoy the privacy that a home in the Villages at Shawnee Bend can provide, but you will also have easy access to the Lake area activities. Here are a few other amenities that are available:

  • Large, naturally wooded homesite choices
  • Ten miles of unspoiled shoreline
  • Championship tennis courts
  • Community pool & clubhouse
  • Community areas and natural habitat land reserves
  • Park & playground areas
  • Community marina


Now Is The Time to Invest in a New Property

If you have been waiting for just the right moment to buy a vacation home at Lake of the Ozark, this is the time. We are seeing the most incredible rates for our customers right now, and we want you to be the next. Wait no longer and get your application submitted on our website. There is still time to lock in the rates, and we look forward to assisting you with your Missouri Mortgage.

For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211





**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

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Location: Osage Beach, MO, USA

Wednesday, May 6, 2020

FAQs About 2nd Home Mortgages

Buying a second home can feel a lot like buying a first, but there are certainly some new questions that may come up during the process. This is a wonderful time to purchase a home at Lake of the Ozarks, and if you have been considering this next financial step, we want to help answer your questions. Here are a few frequently asked questions that come up during the mortgage process, but more specifically when buying a second home.


Q: Can I Handle the Financial Responsibility?

A: This is something that you will have to consider carefully. Not only will you be taking on the additional mortgage, but you will also be signing up for a second homeowner’s insurance policy, property taxes, additional utilities, and maintenance. Another aspect that is unique to second homes is that they do not qualify for government-backed mortgages. If you are curious about how a second home will impact your finances, be sure to fill out the application on our website (www.YourLakeLoan.com) and we can help you take a look.

Q: Why Do I Want to Purchase a Second Home?

A: This may seem like it has a simple answer, but for many second homeowners, it could be much more involved. For some homeowners, a second home is going to be a weekend getaway where they can enjoy the quiet peacefulness of the Lake, for others, it is going to be an investment property where they can hopefully enjoy it a few times during the busy season, but mostly rent it out. Knowing how you want to use this property from the start will affect many different choices down the road, from the type of mortgage you choose to the insurance you select.

Q: Are Interest Rates Higher for an Investment Property vs. a Vacation Home?

A: They can be. When a buyer is purchasing a home to be their vacation property at Lake of the Ozarks, for example, it is generally far less risky than for an investment property. If someone is planning to purchase a condo or a lakefront home and will be relying on renters and vacationers to assist with paying for the mortgage, it can often be seen as a risk. This does not mean that you cannot get good rates, though! If you are interested in getting a mortgage on an investment property, fill out the application on our website and we can talk about the details.

Q: What are the most popular ways to purchase a second home property?

A: There are several ways to make this happen. A common strategy is to do a cash-out refinance on your primary home to get the proceeds to use for a down payment on the new purchase or to pay cash for it, if there is enough equity in your primary home. A second way is to get a HELOC (home equity line of credit on your current real estate. A third way is to get a conventional loan on the second home. All three options are things we can help with, and we can show you all the options to help you decide which one is right for you.


Ready to Buy Your Dream Home?

The first step is to fill out the application on our website (www.YourLakeLoan.com). After you have completed that process, we can discuss which options are better suited to your needs, and help you choose the right financing options. At Team Lasson, we are so excited to help you make your dreams a reality, and we look forward to assisting you in purchasing a home at Lake of the Ozarks. Visit our website to learn more about our team, as well as to get started!

For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211





**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

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Location: Osage Beach, MO, USA

Wednesday, April 15, 2020

A Look at the Home Buying Process Part 1

Buying a new property at the Lake of the Ozarks can be an exciting time, but there are inevitably going to be questions through the process. As your mortgage lenders at the Lake of the Ozarks, we look forward to being here with you through the home buying process. Here are a few things you can expect through the process, as well as a few things you can do to get prepared.


Start Early

When you realize that you want to own a new home at the Lake of the Ozarks or anywhere, one thing you can do is start researching the real estate market in your target area early. We suggest that you contact a local real estate agent to help you with your research. You can also look through different websites to see real estate listings, and then make notes of the particular homes that you are interested in.

Learn About Your Target Budget

This is where your favorite mortgage team at the Lake of the Ozarks comes into play! The best way to determine your ideal budget is by filling out an application on our website (www.YourLakeLoan.com) and we will help you with the pre-qualification process.

This step can often get missed by homebuyers, but it will save you time and even heartache by doing it now. If you can get your prequalification for a mortgage completed before hunting for a home, you will be in a much better position when you make an offer on a new property because the seller will know you are a serious buyer!

Find Your Real Estate Agent

A real estate agent is going to be another important partner when purchasing your home. They will be able to provide you with helpful information about the homes in the area, and their knowledge, negotiating skills, and familiarity with the area are going to be invaluable. If you haven’t found a real estate agent yet, Team Lasson knows some amazing agents in the area we could refer.

Start The Hunt for the Home of Your Dreams!

After you have the above steps completed, it is time to start looking for homes. It can be helpful to take a notebook so that you can remember details about the homes that you visit. You will see a lot of houses as you search, and it will be amazing how they can start to run together. You may even want to take pictures or video to help you remember details.


Ready to Buy a Home?

The Lake community is such a wonderful place to be. If you are considering purchasing a second home at the Lake of the Ozarks, we would be honored to assist you through the process. Now is a great time to make an investment on a property, and the Lake area is a booming place to get involved. Visit our website to learn more about our mortgage company at the Lake of the Ozarks or fill out an application. We look forward to working with you!

For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211





**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

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Location: Osage Beach, MO, USA

Wednesday, March 25, 2020

4 Reasons to Work with a Local Real Estate Agent

The home buying process is going to be filled with questions, concerns, complexities, and a really rewarding finish! If you have bought a home before, you may have experienced the work that is involved, but you also know the relief and excitement that comes from signing the mortgage paperwork, getting your keys, and walking through the front door of your new home. All of the challenges can be made so much easier when you have a team of experts behind you, which is why we suggest hiring a local real estate agent when purchasing a home at the Lake of the Ozarks. Team Lasson is here to help you navigate the mortgage process, but we have some incredible real estate partners at the Lake that can help you navigate your property search, which is why we have listed several reasons you should work with a local agent!


#1. They Know the Market

Choosing a local real estate agent can be a huge asset because they will be doing more than pulling data and looking at maps. They know about the local market and can answer your questions about locations, pricing, and home types. They can also tell you about what happens in the Lake of the Ozarks real estate market, and what has happened over the last several weeks, months, and even years.


#2. They Have the Network

Marketing plays a huge role in a real estate agent's career, but it also can be the make or break difference for your real estate transaction. Real estate agents make it a priority to network with other real estate agents, or with complimentary businesses, like our mortgage company at the Lake of the Ozarks. A local real estate agent will know who you can trust to get the job done when you encounter different situations during your purchasing process.

#3. They Know the Community

The Lake area is a wonderful community filled with exceptional people, businesses, and schools. By hiring a local real estate agent, you are not just fueling the local economy, but you are investing in an expert who can guide you to an area that fits your needs and wants based on their knowledge of the area.

#4. They Are Invested In You

Hiring a local agent to assist you with your real estate purchase is essentially like working with a neighbor. They are going to have a vested interest in your purchase because they are growing the community by helping you find a home here. That same neighborly attitude is going to be what causes them to help out in any way possible. We have many homebuyers at the Lake of the Ozarks who come from different cities and even different states. This means that local agents may need to get creative when it comes to helping with a home purchase, from video conferencing a walkthrough to utilizing digital signing methods so that your real estate purchase can continue progressing even when you are out of town.


We Are Ready to Welcome You!

Whether you are purchasing a vacation home at the Lake of the Ozarks, planning to move to the lake area full time, or refinancing a home, Team Lasson is ready to help you with your mortgage needs. We have been helping home buyers for over 20 years, and we are proud to be a part of the Lake community. If you are ready to buy a home at the Lake of the Ozarks, there is still time to make your purchase before the exciting Summer season hits. You can visit our website to learn more about our company or to get started by submitting your application (www.YourLakeLoan.com). If you don’t have a real estate agent yet, feel free to reach out - we have some amazing agents in the area and would love to share a list of our real estate partners for you to research.

For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211





**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

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Location: Osage Beach, MO, USA

Wednesday, January 8, 2020

2020 Mortgage Considerations

2019 was a great year for buying a home, but if you weren’t able to make your purchase, all hope is NOT lost! 2020 is continuing on with the great interest rates, and awesome reasons to buy a home at the Lake of the Ozarks. Team Lasson wants to help you get your vacation home at the Lake of the Ozarks purchased and ready for you to enjoy as soon as possible, so here are a few things to keep in mind about mortgages in 2020, we think it’s pretty exciting!


Rates Are Still Low

If you were watching rates in 2019, you know that they were amazing. The good news is that rates are continuing to stay around the same low levels. There is no way to really predict exactly what the rates will do throughout the year, the only thing you can be sure of is what they are today and what you do about it.

The Home Search Could Be Hard

Realtor.com is predicting that in 2020, home inventory could reach a historic low as a steady flow of demand, especially for entry-level homes. If you’ve been considering purchasing a home at the Lake, NOW is the time to get started. Start by visiting our website at www.yourlakeloan.com and applying for your pre-approval, then find your real estate agent and start looking for your dream property. If there is going to be a shortage of homes and condominiums on the market this year, getting started early could be a huge advantage.

Get Prepared

The first and best thing you can do is to start getting prepared. This can include tracking your spending, saving up for the down payment, improving/maintaining your credit score, and getting pre-approved with Team Lasson. Start gathering documents like your tax returns, paychecks stubs, bank and asset statements, and W-2 information. If you want more information about preparing financially for your real estate purchase at the Lake of the Ozarks, you can check out our blog: New Year’s Resolutions that Help with Homebuying.


Now is a Great Time to Purchase

Mortgage rates have been at historic lows which makes it a great time to buy real estate. Team Lasson has enjoyed helping many homebuyers become homeowners over the past few months, and there’s still time to make that happen for you. If you have been hoping to buy a home at the Lake of the Ozarks, this really is a great season for it. With rates looking good, and a few more months before Summer starts, you can have the vacation home of your dreams just in time!

Visit our website (www.YourLakeLoan.com) to learn more about our business, as well as submit your application. We look forward to working with you!

For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211





**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

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Location: Osage Beach, MO, USA

Tuesday, December 24, 2019

5 Reasons to Buy a Lake Home

Owning a home at the Lake of the Ozarks is both a great way to have some fun vacations, as well as a wonderful investment. Now is a great time to purchase a Lake of the Ozarks home, and Team Lasson is here to help! If you're still on the fence about taking this next step, here are five reasons you should buy a home at the Lake of the Ozarks!


Outdoor Recreation

This is one of the biggest draws for people wanting to live at the Lake of the Ozarks. The Lake provides entertainment both on and off the water, but especially on the water. With hundreds of homes lining the shores of our lake, and with docks attached to those properties, you can quickly see what people love about our area! Of course, it’s not all just water-related activities that keep people’s interest while they stay here. Hiking, horseback riding, golfing, local events, camping, hunting, and more are additional draws as our beautiful Ozark hills provide a place to enjoy the great outdoors. On the water, cruising, coving, fishing, water skiing, wakeboarding are just a few of the ways people enjoy the water at the Lake of the Ozarks.

Relaxing Environment

There’s nothing quite like waking up on a beautiful summer weekend, fixing your favorite breakfast and beverages, and enjoying the atmosphere from your beautiful lakefront deck or watching the sunrise over the Ozark hills, listening to the birds chirping, watching deer graze down the hill, and listening to the squirrels twittering on the branches above are some of the beautiful relaxing ways to enjoy your home at the Lake of the Ozarks. Others may find social activities more relaxing, which could involve getting the boat out and hopping from one lakefront restaurant to the next, coving out with friends, and enjoying some fun in the sun. Still, others may enjoy a day out on the golf course and wrapping up the day with a few drinks at your favorite local spot. The ways to enjoy and relax at the Lake of the Ozarks are endless, which is why it’s such a popular vacation destination, and why SO many people want to own a home at the Lake of the Ozarks.

Privacy

The Lake of the Ozarks is home to celebrities, wealthy business people, and more - but you may not even know because this area is the perfect place for some privacy! Of course, others come down and enjoy a little fan appreciation, so you’ll see photos crop up occasionally, but for those seeking out a private lifestyle that is still filled with a vacation atmosphere and a hometown feel - the Lake of the Ozarks can meet those needs. If you’re looking for discretion in a home purchase at the Lake of the Ozarks, Team Lasson is here to assist.

Wildlife

We mentioned it above, but one beautiful reason to purchase a home at the Lake of the Ozarks is to get just a little closer to nature. The wildlife around here is majestic and perfectly at home in their Ozark hills. From whitetail deer, wild turkeys, squirrels, chipmunks, birds, fish, and turtles, there are many ways to enjoy these creatures in their natural habitat. Whether this is from quietly immersing yourself in their world from your back deck to heading over to one of our two state parks to enjoy a hike and take in the scenery.

Entertaining

The Lake area offers many forms of entertainment! We have several venues that bring in TOP-NOTCH performers to the area. If you enjoy a good concert, we have several options for you, and if you want to enjoy a meal at the same time, many of our local restaurants bring in artists to perform as well.

Of course, this could also mean entertaining guests - which is another reason to purchase a home at the Lake. It’s the perfect place to bring friends or family for a weekend away, some time to catch up, and fun activities that you wouldn’t get to enjoy elsewhere.


Ready to Buy a Lake of the Ozarks Home?

Team Lasson is ready to help you purchase your home at the Lake of the Ozarks! If you’ve been dreaming about a lakefront home at the Lake of the Ozarks, this is an excellent time to purchase. Team Lasson has been helping homeowners for over 20 years secure their dream homes, and we want you to be the next. Visit our website to submit your application, we look forward to working with you!

For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211





**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

Posted by at No comments:
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Location: Osage Beach, MO, USA

Thursday, August 22, 2019

Buying vs. Renting - Which is Right for You?

When looking for real estate at the Lake of the Ozarks, there are several options to choose from. This includes large luxury homes, fishing cabins, condos, and more. In addition to the styles, there are also a few ways to stay in these homes. You can either buy one or you can rent one. Both are popular options, but there are definitely some advantages to buying a property at the Lake of the Ozarks vs renting one. Here are a few things to remember when trying to decide which is best for you!


Why Buy?

It can feel like a hard decision, but there are actually many advantages to buying a property that you will not experience by just renting one. Curious what these are, keep reading?

Rent Rise
Rent costs are continuing to rise across the country. Buying a property at the Lake of the Ozarks with a fixed loan can freeze the housing costs, so to speak. Not to mention, interest rates are incredible right now, so it is THE time to buy!

Tax Breaks
Many times, homeowners can take advantage of tax breaks that renters will not get to utilize. This can be a huge advantage, especially as we get closer to the end of the year.

Forced Savings
Owning a home will typically increase your wealth significantly with “forced savings” which is not available when renting.

It Pays to Buy

Condos or a small home are a great first investment if you are just getting started, especially when you do not need a huge place yet. In addition, because properties at Lake of the Ozarks are located at a vacation destination, you can rent it out when you are not using it. This can provide extra income, as well as provide the flexibility you like to still come and visit and make use of the amenities.

What Do You Need to Know?

There are so many pros to buying a home or condo, but there are always a few things that you may want to know before taking the plunge

HOA Fees
While these are very beneficial, it is important to know that many condos and some neighborhoods require this. It will help cover the maintenance of the condo building and common areas, as well as the amenities you love. Your HOA may have strict rules, so you will want to look into those before making your purchase.

Location, Location, Location
As you make plans to buy a house or condo, you will want to think about what is around you. How far do you have to drive to your favorite restaurant or grocery stores? Are you looking for a place in the center of all of the fun, or do you prefer a quiet hide-a-way? These are all things that your real estate agent will help you navigate through, but there is no harm in thinking about it now.


Ready to Get Started?

It may be the end of the Summer season, but it is never too late to buy a vacation home at the Lake of the Ozarks. If you have been thinking about it, Team Lasson highly suggests getting the process started. This is a wonderful time to buy a home, and we would love to assist you through the process. The first step is to start the pre-approval, which you can do on our website. After that, we can help you determine the best price point to shop for, and then it is time to start shopping. We cannot wait to have you vacationing at the Lake even more in your very own house or condo!

For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211





**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

Posted by at No comments:
Labels: , ,
Location: Osage Beach, MO, USA
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