Saturday, December 24, 2022

Reasons to Get Pre-Approved Before You Start Your Home Search

Starting your home search is an exciting time! Our Lake of the Ozarks mortgage lender is here to make your home buying process a breeze. Getting pre-approved for a home loan should be your first step. Team Lasson is here to tell you why!

Determine Budget

A pre-approval provides you with an amount you can borrow. This can help you determine your mortgage budget, which will help guide your home search within that range. 


Advantage in Negotiations 

A buyer with a pre-approval from their mortgage lender is a much more appealing buyer than someone without. Sellers will likely lean toward your offer over other offers that do not have a pre-approval. This step gives you an advantage over other buyers. In this competitive real estate market, every advantage helps!


Realistic Search

There is nothing worse than falling in love with a home that you later find out you cannot afford. A pre-approval can help you avoid that heartbreak by knowing how much of a home you can afford before starting your home search!


Speeds Up Closing

When you find your dream home, you are likely going to want to act fast. Being pre-approved with your lender will speed along the home buying process and get you to the closing table faster. 

Set yourself up for a successful home purchase when you get pre-approved! Our mortgage lender in Lake Ozark, MO looks forward to helping you get pre-approved and off on the right foot in order to search for a home with confidence. If you are ready to get started with a mortgage pre-approval at Lake of the Ozarks, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com!

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Michael Lasson
Senior Loan Officer
NMLS #: 493712

First State Bank Mortgage – Michael Lasson 
2751 Bagnell Dam Blvd Suite B 
Lake Ozark, MO 65049






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

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