How Do I Help You Get the Best Loan??
Customer service is my highest priority. Throughout the loan-application process, I will provide you with regular updates on your loan process. You can also e-mail me with questions or new information anytime. If you need immediate assistance, I am just a phone call away! I do my very best to be available to answer any questions that you may have about your mortgage loan process.
Here's an overview of the loan application process
- STEP ONE - Pre-Approval Call me first. Why? By giving me some general financial information, I can help you determine how much you will be able to borrow. Having a pre-approved mortgage loan could give you more power when you're looking for a home and negotiating the purchase price. I will also review your credit report and evaluate your debt-to-income ratio. This information will allow you to make an educated choice for your future financial security.
- STEP TWO - Application & Processing When you've made your decision on a home or property and have a contract with the Seller, the next step is to complete your loan application. I try to make this process very simple by allowing you to complete this process online or in our office. If you choose to do it online, you select "Full Application" from Apply Now drop-down menu on the left sidebar of my website and complete the application. For those clients that are not comfortable completing their application, we will set up a time that is convenient and complete the process in our office.
- STEP THREE - Loan Approval, Funding & Closing Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly. The Loan Closing is an exciting meeting where you will complete the final paperwork to purchase the home from the seller, sign your mortgage documents and receive the deed and keys to your new home! We will coordinate with the escrow team and you'll sign the final papers at their office.
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Sr. Residential Mortgage Lender
2140 Bagnell Dam Blvd, Suite 303B
Lake Ozark, MO 65049
Direct: (573) 746-7211
Cell: (573) 216-7258
NMLS #: 493712
photo credit: Philip Taylor PT via photopin cc