First State Bank is Moving to a New Lake Ozark Location!!

We are excited to announce that we are moving to a BIGGER location to serve you and your buyers better. 

The Lake Ozark offices of First State Bank will be moving Monday, August 26, 2013.  The new location is located in the Elliott Interior building on the top floor. This building is right across the street from JB Hooks Restaurant. 

The new actual address will be:

2265 Bagnell Dam Blvd, Suite B

PO Box 1449

Lake Ozark, MO 65049

Our contact information will remain the same.  

Office 573-746-7211 

Cell Phone 573-216-7258 

Michelle 573-746-7212

We would love the opportunity to help you manage your Lake of the Ozarks Mortgage Loan or refinance.  Give me a call at (573) 746-7211 or send me an email at mlasson@fsbfinancial.com with any questions you may have!!

For Lake area news, resources and tips on financial services, please 

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Michael Lasson

Sr. Residential Mortgage Lender

2265 Bagnell Dam Blvd, Suite B

PO Box 1449

Lake Ozark, MO 65049

Direct:  (573) 746-7211

Cell: (573) 216-7258

Fax:(573) 693-9141

Email:  mlasson@fsbfinancial.com

NMLS #: 493712

What to Watch: Unemployment by State

The media keeps close tabs on the national unemployment rate, but that's just a national average. The more important number is close to home. After all, people tend to base their perceptions of the economy on experiences closest to them. That's why state-by-state unemployment numbers are so important to watch.

The map displayed with this article breaks down the unemployment rate for each state, based on the numbers for June that were released last month. Here's an overview of how those numbers shake out:

• A drop in the right direction: 11 states saw decreases in their unemployment rates
• Not out of the woods: 28 states showed increases in their unemployment rate
• Same story: 11 states and the District of Columbia had no change

The bottom line is that the labor markets are not out of the woods yet. So the national and state labor markets will be important to watch in terms of the broader economy...not to mention, your own community.

We would love the opportunity to help you manage your Lake of the Ozarks Mortgage Loan or refinance.  Give me a call at (573) 746-7211 or send me an email at mlasson@fsbfinancial.com with any questions you may have!!

For Lake area news, resources and tips on financial services, please 

LIKE my Facebook Page, Follow me on Twitter or Connect on LinkedIn

Michael Lasson

Sr. Residential Mortgage Lender

2140 Bagnell Dam Blvd, Suite 303B

Lake Ozark, MO 65049

Direct:  (573) 746-7211

Cell: (573) 216-7258

Fax:(573) 693-9141

Email:  mlasson@fsbfinancial.com

NMLS #: 493712

The 2103 Eldon Mustang Football Season is Almost Here!!

It’s a great time to be a MUSTANG!! As many of you know, I am a BIG Fan of the Eldon School Athletics and I am very excited for Eldon Mustang High School Football to get underway!!!  Each year the Eldon athletic programs have continued to improve and I cannot wait to see what this year's talent will bring!!

Check out the Eldon Mustangs High School Football schedule and mark your calendars for some great football!!

• Fri 08/23/13 Camdenton Jamboree Varsity Away 7:00 pm 
• Fri 08/30/13 Miller Career Academy Varsity Home 7:00 pm 
• Fri 09/06/13 Buffalo Varsity Home 7:00 pm 
• Fri 09/13/13 California Pintos Varsity Home 7:00 pm 
• Fri 09/20/13 Warsaw High School Varsity Home 7:00 pm 
• Fri 09/27/13 Versailles High School Varsity Away 7:00 pm 
• Fri 10/04/13 School of the Osage High School Varsity Home 7:00 pm 
• Fri 10/11/13 Hallsville Varsity Away 7:00 pm 
• Fri 10/18/13 Southern Boone County Varsity Home 7:00 pm 
• Fri 10/25/13 Blair Oaks Falcons Varsity Away 7:00 pm 

I hope you get a chance to come out and support the Eldon Mustangs this year!  Go Mustangs!

We would love the opportunity to help you manage your Lake of the Ozarks Mortgage Loan or refinance.  Give me a call at (573) 746-7211 or send me an email at mlasson@fsbfinancial.com with any questions you may have!!

For Lake area news, resources and tips on financial services, please 

LIKE my Facebook Page, Follow me on Twitter or Connect on LinkedIn

Michael Lasson

Sr. Residential Mortgage Lender

2140 Bagnell Dam Blvd, Suite 303B

Lake Ozark, MO 65049

Direct:  (573) 746-7211

Cell: (573) 216-7258

Fax:(573) 693-9141

Email:  mlasson@fsbfinancial.com

NMLS #: 493712

6 Tips to Help you Save Money for you Next Home Purchase

If you're preparing to Buy a Lake of the Ozarks Home, then saving money is not a new topic for your.   When purchasing a Lake of the Ozarks Home, you will need a down payment, but saving for the down payment can challenging.  

Here are a few tips that can help you focus on your goals and have you in your new home sooner than you hoped!!

1. Make saving money a priority.  Have your savings deducted automatically for each pay period so that you hardly even "feel" the pain of giving the money up. 
2. Determine what is really important. Sometimes we indulge in services that we simply do not need.  Perhaps you could reduce your current cable services, phone services, extra curricular activities for yourself or your children, manicures/pedicures, expensive coffee drinks etc.
3. Plan your family menu. If you have a plan for you and your family you will be less likely to splurge on last minute "quick dining solutions" and you will have a prepared list when shopping for your weekly groceries.
4. Control your schedule. An overly busy schedule can be deadly to your budget. A busy schedule will usually result in careless spending because you are too tired to stick to your original plan.  It is likely that you will take the easy route which is usually the more expensive route.
5. Take a little time to go over your bills each year.  Many companies will have a better offer if you simply ask.  Consider calling your phone company, cable company, internet provider etc.  Check up on your bills regularly and make sure you are getting the best deal available. realized that I should really be more diligent in checking up on my bills.
6. Control Impulsive Purchases.  Set a rule for yourself that you will wait 10, 20, 30 days before purchasing items that are not on your budget.  This is an invaluable idea because it will keep your impulsive behavior in check and you may discover during your "wait time" that you do not want the item as much as you originally thought.

We hope these ideas will help you save money to buy a Lake of the Ozarks Home - we would love to meet with you and discuss your financial condition and how to position yourself to purchase your next home!!

We would love the opportunity to help you manage your Lake of the Ozarks Mortgage Loan or refinance.  Give me a call at (573) 746-7211 or send me an email at mlasson@fsbfinancial.com with any questions you may have!!

For Lake area news, resources and tips on financial services, please 

LIKE my Facebook Page, Follow me on Twitter or Connect on LinkedIn

Michael Lasson

Sr. Residential Mortgage Lender

2140 Bagnell Dam Blvd, Suite 303B

Lake Ozark, MO 65049

Direct:  (573) 746-7211

Cell: (573) 216-7258

Fax:(573) 693-9141

Email:  mlasson@fsbfinancial.com

NMLS #: 493712