Wednesday, May 25, 2022

Memorial Day Weekend Firework Displays at Lake of the Ozarks

The big holiday weekend is almost here! Our Lake of the Ozarks mortgage lender can feel the excitement in the air as the kick-off to summer approaches. We want to take some time to showcase some of the awesome firework displays happening at Lake of the Ozarks this holiday weekend! Check them out:

Photo Credit: Fun Lake

Memorial Day Weekend Firework Displays:

Bear Bottom Resort (Sunrise Beach)

May 28 & May 29; 9:45 pm

View by Water at the 38MM

573-374-6905 • BearBottomResort.com


Margaritaville Lake Resort (Osage Beach)

May 29; Display Begins at Dusk

View by Water at the 26MM

573-348-3131 • margaritavilleresortlakeoftheozarks.com


The Lodge of Four Seasons (Lake Ozark)

May 29; Display Begins at Dusk

View by Water at the 13MM

800-843-5253 • 4SeasonsResort.com


Point Randall Resort (Lake Ozark)

May 29; Dusk

View by Water at the 2 MM

573-365-2081 • pointrandallresort.com

Photo Credit: Fun Lake

The fun events are just getting started for the season and Team Lasson is thrilled to get to showcase some more exciting events for homeowners & visitors to attend! Get in on all the fun events & purchase a home at Lake of the Ozarks! To get started in your home buying process, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com!


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Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 

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Location: Osage Beach, MO 65065, USA

Thursday, May 19, 2022

Popular Reasons to Refinance Your Home

There are many benefits of refinancing your home at Lake of the Ozarks. If you're curious if refinancing is the right financial move for your unique circumstance, it's time to chat with a mortgage lender at Lake of the Ozarks. A professional can help you evaluate the pros and cons of refinancing and the impact it would have on your current mortgage and financial situation. Check out a few of the common reasons people take advantage of a mortgage loan refinance!

Shorten the Terms of Your Mortgage

Paying off your home sooner is much more appealing in certain circumstances. For instance, if you are planning to retire before your mortgage would be paid off, it may be worthwhile to refinance for a shorter term that way you can pay off your home faster. Shortening the terms can actually help you save money in the long run by reducing your interest, as well. 


Take Advantage of the Current Interest Rate

If the current interest rate is lower than the rate at which you purchased your home, you may want to take advantage of the lower rate and refinance your mortgage. Rates are on the rise.


Cash Out 

A cash out refinance is a great way to take advantage of the equity you've built in your home to use toward another purchase or to pay off debt. Whether you're thinking of taking that dream vacation, purchasing a vehicle, or want to pay off debt that's been hanging over your head, a cash out refinance is a solid option. 


Reinvest In Your Home

The current real estate market is tough. If you're tired of waiting out to make an offer on your dream home, consider turning your current space into your dream home. Whether it's adding a bedroom, building on a deck, or adding a retaining wall to expand your parking, refinancing your home to upgrade it may be the way to go. 

As you can see, there are many potential perks of refinancing your home. From more appealing mortgage terms to getting cash out of your investment, there are plenty of reasons homeowners choose to refinance. If you're interested in refinancing your Lake of the Ozarks home, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com to get started!


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Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 

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Location: Osage Beach, MO 65065, USA

Thursday, May 12, 2022

Tips to Quickly Build Savings for a Down Payment

If you're preparing to purchase a home in the near future, it's best to start getting your financial plan finalized. Our mortgage lender at Lake of the Ozarks can help you prepare! We know saving for a down payment is a big step in preparing to purchase a home at Lake of the Ozarks. This step can also be intimidating, especially if this is your first home purchase. The traditional 20% down isn't typically required, depending on your loan type. That being said, it's still important to save for a down payment when purchasing a home. Team Lasson is here with some savings tips you can put to work!

Create a Realistic Budget

Sit down and create a budget. It's best to set attainable amounts for your budget to help you stick to it. If something seems unrealistic, you're more likely to give up on it entirely. Once you have a budget that is realistic, you're more likely to commit and reach your savings goals!


Increase Your Income

There are a few different ways to go about increasing your income. If you have been performing well at work, you could consider negotiating for a higher salary or commission rate. Selling items online has increased in popularity in recent years. Jump on the bandwagon and start selling your unused items online. You could also consider turning your passion or hobby into a side-gig that increases your income. Keep in mind that there are different requirements for counting additional income, so check with your lender if you are trying to use this income to qualify for your loan program. 


Decrease Your Expenses

Track where your money goes each month. Once you realize what your expenses are, you can start deciding which expenses you can cut out of your monthly expenditure in order to fast track your down payment savings plan. Cutting out expenses like cable, multiple streaming services, and other subscriptions can be a great benefit, even if it is only for a short term while you build up your savings. 


Save In an Account That Makes Money

Set the money you are planning to use for your down payment in a savings account where it can make money while you are building up the account. This only helps your effort of saving for your down payment. Savings or investment accounts in which you can quickly access the funds don't typically offer a high yield but we recommend talking with your bank or investment company about the options you have for a down payment savings. 


Cut Back on Everyday Spending

Try to cut back on your daily spending and put that money toward your savings for your down payment. Swap out that $5 coffee you grab every morning and brew a cup at home instead. You may not realize how much you're spending on minimal cost items throughout the week and being strict with your spending can help increase your savings in order to reach your goals faster!

As you prepare to secure a mortgage loan near Osage Beach, MO, our team can help you through the entire process. Getting pre-approved for a home loan at Lake of the Ozarks is the recommended place to start with your home search. Give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com to get started!


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Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 

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Location: Osage Beach, MO 65065, USA

Thursday, May 5, 2022

May Happenings at Lake of the Ozarks

May is here and that means it's time to feature some of our favorite upcoming events! Our mortgage lender in Osage Beach, MO is here to showcase a few of the awesome events this month. Whether you live here full time or are thinking about purchasing a vacation home at Lake of the Ozarks, you'll want to mark these top events on your calendar! Check out a few of Team Lasson's favorites:

MAGIC DRAGON STREET MEET CAR SHOW

May 6, 2022 - May 8, 2022

Bagnell Dam Strip

Lake Ozark, MO 65049

The Magic Dragon Street Meet Nationals is a unique show for all makes, models, and years of cars, trucks, and motorcycles put on by the Lake Area Chamber of Commerce. The show is in its 34th year & brings close to 10,000 spectators. The Bagnell Dam Strip is closed to normal traffic during show hours, so there are only show vehicles within the boundaries. This creates an absolutely electric atmosphere that you won't want to miss! 


SPRING HARBOR HOP

May 7, 2022

Various Waterfront Bars, Restaurants, and Marinas

Lake Wide Event

Kick off the 2022 boating season by participating in the 25th Annual Spring Harbor Hop, The Lake's largest Poker Run on the water! Visit over 40 of our participating locations on the water to collect your poker hand. Enter the Harbor Hop by stopping at any of the check points to get registered. To obtain a hand, sign up and pay an optional $20 donation. Any player can enter more than once. The 1st card is drawn at the checkpoint where the hand is purchased; 6 additional cards are obtained by hopping to six more checkpoints drawing one card, per hand, at each location. The hand is complete when the 7th card is drawn. To qualify the hand must be turned in by 7pm at your last checkpoint. Prizes are awarded to winners, and anyone can play!


MADE IN MO SHOWCASE

May 7, 2022

Downtown Versailles

Hours of Operation:

10 am - 5 pm

This Event showcases all homemade or homegrown products. This year there will be Cornhole Board Games as well as local home brewers showcasing their brewing talents. Come out for an afternoon of music, fun, and all things MO!


HOT SUMMER NIGHTS CAR SHOW

May 13, 2022

Bagnell Dam Strip

Lake Ozark, MO 65049

Hours of Operation:

5 pm - 10 pm

A free "cruise in" for all classic cars, trucks, and bikes is held on the 2nd Friday of each month May - September on Bagnell Dam Strip. No registration is required and the event is free. Spend an evening with your family checking out the awesome rides and enjoying time on the historic Bagnell Dam Strip!

Photo Credit: Fun Lake

We hope you enjoy learning about what's happening at the lake this month! If you're thinking about relocating to Lake of the Ozarks, we encourage you to attend these events to get a feel for the area. Once you experience it, we are sure you'll be itching to start your home search! Let us help you get pre-qualified for a loan at Lake of the Ozarks today! Give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com to get started!


LIKE my Facebook Page, Follow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

 

Posted by at No comments:
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Location: Osage Beach, MO 65065, USA
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