If you're preparing to Buy a Lake of the Ozarks Home, then saving money is not a new topic for your. When purchasing a Lake of the Ozarks Home, you will need a down payment, but saving for the down payment can challenging. Here are a few tips that can help you focus on your goals and have you in your new home sooner than you hoped!!
- Make saving money a priority. Have your savings deducted automatically for each pay period so that you hardly even "feel" the pain of giving the money up.
- Determine what is really important. Sometimes we indulge in services that we simply do not need. Perhaps you could reduce your current cable services, phone services, extra curricular activities for yourself or your children, manicures/pedicures, expensive coffee drinks etc.
- Plan your family menu. If you have a plan for you and your family you will be less likely to splurge on last minute "quick dining solutions" and you will have a prepared list when shopping for your weekly groceries.
- Control your schedule. An overly busy schedule can be deadly to your budget. A busy schedule will usually result in careless spending because you are too tired to stick to your original plan. It is likely that you will take the easy route which is usually the more expensive route.
- Take a little time to go over your bills each year. Many companies will have a better offer if you simply ask. Consider calling your phone company, cable company, internet provider etc. Check up on your bills regularly and make sure you are getting the best deal available. realized that I should really be more diligent in checking up on my bills.
- Control Impulsive Purchases. Set a rule for yourself that you will wait 10, 20, 30 days before purchasing items that are not on your budget. This is an invaluable idea because it will keep your impulsive behavior in check and you may discover during your "wait time" that you do not want the item as much as you originally thought.
We hope these ideas will help you save money to buy a Lake of the Ozarks Home - we would love to meet with you and discuss your financial condition and how to position yourself to purchase your next home!!
Michael Lasson
2140 Bagnell Dam Blvd, Suite 303B
We would love the opportunity to help you manage your Lake of the Ozarks Mortgage Loan or refinance. Give me a call at (573) 746-7211 or send me an email at mlasson@fsbfinancial.com with any questions you may have!!
For Lake area news, resources and tips on financial services, please
Michael Lasson
Sr. Residential Mortgage Lender
2140 Bagnell Dam Blvd, Suite 303B
Lake Ozark, MO 65049
Direct: (573) 746-7211
Cell: (573) 216-7258
Fax:(573) 693-9141
Email: mlasson@fsbfinancial.com
NMLS #: 493712
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