What Homebuyer’s Really Want in 2025

If you’re getting ready to buy a home, chances are you’re thinking about square footage and the number of bedrooms your family needs. But these days, it’s not just about having more space, it’s about having the right space.

Buyer preferences have shifted in the last few years, and as we head deeper into 2025, there are a few standout features today’s homebuyers are prioritizing. Whether you’re a first-time buyer or just starting your next chapter, here’s what’s topping the must-have list this year:

1. Energy Efficiency

Buyers are thinking long-term, and that includes energy bills. In fact, a recent survey shows that more than 90% of buyers are prioritizing energy-saving features like:

• Solar panels
• Smart thermostats
• High-efficiency windows and appliances

Not only do these upgrades help cut monthly costs, but they’re also better for the environment.

2. Flexible Floorplans

Homes today have to do more than ever before. Office, gym, school, even yoga studio. That’s why flexible layouts are getting a lot of love from buyers who want:

• Dedicated home office space
  
  
  
• Bonus rooms that can adapt to changing needs
• Finished basements or garages for hobbies or guests

Open-concept still has a place, but privacy and separation are making a big comeback.

3. Natural Light & Outdoor Living

After spending more time at home than ever before, buyers are craving sunlight and fresh air. Larger windows, skylights, and covered patios are in high demand, along with functional outdoor spaces that feel like an extension of the home.

Think:

• Built-in grills and firepits
• Screened-in porches
• Outdoor kitchens and entertainment zones

4. Smart Home Features

From smart locks to voice-activated lighting, today’s homes are getting upgraded. Buyers are looking for tech that makes daily life easier and safer, like:

• Video doorbells
• Automates Climate Control
• App-connected security systems

These features aren’t just trendy; they’re becoming the new standard.

5. Wellness & Comfort Features

A growing number of buyers are placing a high value on how a home feels, not just how it looks. That means focusing on elements that support health, relaxation, and daily comfort, such as:

• Air and water filtration systems
• Soaking tubs or spa-like bathrooms
• Quiet zones or soundproofing features

Think of it as self-care, built right into the blueprint.

Ready to start your search?

Buying a home is a big deal, and your priorities should lead the way. Whether you’re focused on future savings, flexibility, or just a little more sunshine, our team is here to help you find a home that fits your lifestyle.

Team Lasson is here to assist with all of your home buying needs!  If you’re considering taking the leap into home ownership in the near future, we’re here to help.  Contact us today to explore which loan program aligns best with your financial goals. 

The first step in preparing for your big purchase is to get pre-approved for a mortgage at Lake of the Ozarks.  Visit www.yourlakeloan.com or call us at (573) 216-7258 to get started today!

Michael Lasson

Senior Mortgage Banker

NMLS #:  493712

Flat Branch Home Loans – Team Lasson

2882 Bagnell Dam Blvd

Lake Ozark, MO 65049

Cell:  (573) 216-7258

Email:  teamlasson@fbhl.com

Website:  www.yourlakeloan.com

 **The postings on this site are my own and do not necessarily represent Flat Branch Home Loans positions, strategies, or opinions.

Flat Branch Home Loans NMLS 224149. A Division of Flat Branch Mortgage Inc.

Home Improvements - Security System Updates

Home Security Updates - Modern Solutions for Peace of Mind

Thinking about upgrading your home's security? Today's smart systems are highly customizable and DIY-friendly, so you can protect what matters most without breaking the bank. Many options come with step-by-step instructions and mobile guidance, so you don't need to pay a technician to set up sensors or cameras. Look for systems that include:

Smart integrations and remote control: Many systems pair easily with voice assistants such as Alexa or Google Home for hands-free control. Choose a brand with a mobile app to arm and disarm your security system from your phone and get real-time alerts.

Video doorbells and security cameras: Want to keep tabs on suspicious or unexpected activity? Video doorbells and security cameras can do just that, as well as help you keep track of packages while you're away.

Environmental sensors: Protect your home from more than just intruders by opting for a system with environmental sensors. These add-ons can detect smoke, carbon monoxide, water leaks, and freezing temperatures.

Flexible monitoring options: For extra peace of mind, upgrade to a service that provides professional monitoring, so someone is always ready to respond to an emergency.

Before you install a new security system, make sure to check your city's laws and ordinances. Some municipalities may require you to acquire a permit for systems that automatically contact emergency services. Too many false alarms could lead to fines, so take the time to read reviews and do your research before deciding which brand you trust to protect your home.

Sources: Nytimes.com, Staysafe.org

Team Lasson is here to assist with all of your home buying needs!  If you’re considering taking the leap into home ownership in the near future, we’re here to help.  Contact us today to explore which loan program aligns best with your financial goals. 

The first step in preparing for your big purchase is to get pre-approved for a mortgage at Lake of the Ozarks.  Visit www.yourlakeloan.com or call us at (573) 216-7258 to get started today!

Michael Lasson

Senior Mortgage Banker

NMLS #:  493712

Flat Branch Home Loans – Team Lasson

2882 Bagnell Dam Blvd

Lake Ozark, MO 65049

Cell:  (573) 216-7258

Email:  teamlasson@fbhl.com

Website:  www.yourlakeloan.com 

**The postings on this site are my own and do not necessarily represent Flat Branch Home Loans positions, strategies, or opinions.

Flat Branch Home Loans NMLS 224149. A Division of Flat Branch Mortgage Inc.

Exploring Alternative Housing Options

Alternative Housing Options: Exploring Tiny Homes, Container Homes, and Other Non-Traditional Living Spaces

Are you searching for a new place to call home but finding that traditional housing just isn't the right fit? Whether you're looking for a simple home or just want something a little different, there are plenty of creative solutions. Here's a look at some popular (and surprising) alternative housing options worth exploring.

Tiny Homes

Reduce your footprint and expenses with a tiny home. These minimalist structures are often under 400 square feet, making them an energy-efficient and low-maintenance option. Bonus: they're usually mobile.  Be mindful of the property if you are looking to obtain financing for these, as some of the loan programs have minimum square footage requirements.

Shipping Container Homes

Recycled steel containers make surprisingly stylish homes. You can stack, connect, and customize these spaces to make them unique. Plus, they're ultra-durable and relatively affordable.

Prefab and Modular Homes

Prefab homes are faster to construct and usually more budget-friendly than stick-built homes. That's because they're built in a factory and assembled on-site. Today's models offer high-end finishes and plenty of customization options. Modular homes even qualify for traditional financing. This makes them an appealing middle ground option that falls right between alternative and conventional housing.

Accessory Dwelling Units

Also known as granny flats or backyard cottages, accessory dwelling units are small, self-contained homes built on the same lot as a larger house. Homeowners often use them for aging parents or adult children. They can also be an excellent source of rental income.

Skoolie Conversions

Take your home with you wherever you go by converting an old school bus into a cozy living space on wheels. Eco-conscious homeowners often outfit skoolie conversions with solar power panels and composting toilets. If you're adventurous and love DIY projects, this might be the perfect off-grid alternative housing option.

Barndominiums and Shed Conversions

Combine a workshop or garage with your living quarters to maximize functionality. Barndominiums and shed conversions offer a spacious and charming living option. Personalize your space by taking advantage of the open layout.

Alternative housing options give aspiring homeowners the freedom to think outside the box. Whether you want to save money or reduce your carbon footprint, there are plenty of unique setups to explore.

Sources: Reerin.com, Stephsellscharlotte.com

Team Lasson is here to assist with all of your home buying needs!  If you’re considering taking the leap into home ownership in the near future, we’re here to help.  Contact us today to explore which loan program aligns best with your financial goals. 

The first step in preparing for your big purchase is to get pre-approved for a mortgage at Lake of the Ozarks.  Visit www.yourlakeloan.com or call us at (573) 216-7258 to get started today!

Michael Lasson

Senior Mortgage Banker

NMLS #:  493712

Flat Branch Home Loans – Team Lasson

2882 Bagnell Dam Blvd

Lake Ozark, MO 65049

Cell:  (573) 216-7258

Email:  teamlasson@fbhl.com

Website:  www.yourlakeloan.com 

**The postings on this site are my own and do not necessarily represent Flat Branch Home Loans positions, strategies, or opinions.

Flat Branch Home Loans NMLS 224149. A Division of Flat Branch Mortgage Inc.

For more licensing information, visit NMLSConsumerAccess.org

Home Improvement - Sunrooms

Four-Season Porches and Sunrooms - Extending Your Living Space Year-Round

Have you ever wished you could sip coffee on a snowy winter morning while soaking up the sun? A four-season room or sunroom might be just the thing your home is missing. These versatile spaces bring the best parts of the great outdoors inside, without the bugs, humidity, and freezing temperatures. Four-season porches and sunrooms are fully insulated, so you can heat and cool your space year-round. Plus, they come with a whole host of benefits.

Extended Living Space

Use your four-season porch or sunroom as a breakfast nook, reading lounge, or space to entertain friends. If you enjoy gardening or tending to houseplants, this setup can also double as a beautiful greenhouse.

Natural Light

Boost your mood and your vitamin D levels by soaking up the sun in your four-season room. It's a fantastic way to maximize daylight during the shorter winter months. Plus, if you install UV-blocking windows, you'll get all the benefits without the sunburn.

Energy Efficiency

With the right materials, you can enjoy your four-season room comfortably all year long without a spike in your utility bills. Opt for insulated walls and low-E glass to keep the temperature just right.

Increased Home Value

Thinking about selling your home in the future? A well-designed sunroom can boost your property's market appeal. Plus, it can increase your home's square footage and resale value.

Before breaking ground on your sunroom addition, we have a few tips to make sure you get the most out of your design. South-facing rooms get the most sun, which is great if you live in a colder climate. In warmer areas, consider east or north-facing designs to reduce summer heat. Install thermally insulated windows and quality roofing to enjoy your sunroom year-round. Integrating HVAC or ductless mini-split systems will also provide you with consistent temperature control. Consult a trusted contractor to evaluate your space and develop a design that elevates your home.

Sources: Modernglazing.com, Houzz.com

Team Lasson is here to assist with all of your home buying needs!  If you’re considering taking the leap into home ownership in the near future, we’re here to help.  Contact us today to explore which loan program aligns best with your financial goals. 

The first step in preparing for your big purchase is to get pre-approved for a mortgage at Lake of the Ozarks.  Visit www.yourlakeloan.com or call us at (573) 216-7258 to get started today!

Michael Lasson

Senior Mortgage Banker

NMLS #:  493712

Flat Branch Home Loans – Team Lasson

2882 Bagnell Dam Blvd

Lake Ozark, MO 65049

Cell:  (573) 216-7258

Email:  teamlasson@fbhl.com

Website:  www.yourlakeloan.com

 

**The postings on this site are my own and do not necessarily represent Flat Branch Home Loans positions, strategies, or opinions.

Flat Branch Home Loans NMLS 224149. A Division of Flat Branch Mortgage Inc.

What to Watch - 2025 Outlook

Cooling Inflation, Rising Inventories Boost 2025 Outlook  

Cooling inflation, slowing home price growth, an expected rise in home sales, and growing home inventories are key trends to watch in the near future. High prices coupled with frothy borrowing costs have been challenging the sector, but there could be a light at the end of the tunnel.

Inflation, as measured by the Fed's favorite gauge, the Core Personal Consumption Expenditures, just recently fell to a four-year low, due in part to eased supply chain issues, moderated demand from high interest rates, and declining financial services costs. This lower rate also reflects favorable base effects, meaning this year's smaller price increases look even smaller when compared to last year's unusually large spikes. For the consumer, the price of gas at the pump has declined, and while not an inflation problem, egg prices have fallen dramatically from the high prices seen in late January and early February.

Slowing inflation tends to boost bond prices and push home borrowing costs lower.

In its May Home Values and Sales Forecast Report, Zillow reports that home values are projected to fall by 1.4% this year, revised up from the previous expectation of a 1.9% decrease. Home values are declining in specific areas, particularly in the Sun Belt, but national prices are still trending upward, albeit more slowly, a positive for housing.

On the supply front, the National Association of REALTORS^® (NAR) reports that total housing inventory registered at the end of April was 1.45 million units, up 9.0% from March and 20.8% from one year ago (1.2 million). Unsold inventory sits at a 4.4-month supply at the current sales pace, up from 4.0 months in March and 3.5 months in April 2024. With increased supply, buyers have more options and time to decide, though they have not been as active as they typically are during this time of year.

Bright Outlook for 2025: Existing home sales are expected to climb to 4.12 million units in 2025, marking a promising 1.4% increase from 2024, according to the NAR, even if slightly lower than the prior forecast of 4.2 million. Zillow highlights that a growing housing supply, reduced policy uncertainty, and gradual improvements in affordability are paving the way for a stronger, more vibrant home sales market, offering hope and opportunity for buyers and the housing sector alike.

Source: Mortgage Market Guide

Team Lasson is here to assist with all of your home buying needs!  If you’re considering taking the leap into home ownership in the near future, we’re here to help.  Contact us today to explore which loan program aligns best with your financial goals. 

The first step in preparing for your big purchase is to get pre-approved for a mortgage at Lake of the Ozarks.  Visit www.yourlakeloan.com or call us at (573) 216-7258 to get started today!

Michael Lasson

Senior Mortgage Banker

NMLS #:  493712

Flat Branch Home Loans – Team Lasson

2882 Bagnell Dam Blvd

Lake Ozark, MO 65049

Cell:  (573) 216-7258

Email:  teamlasson@fbhl.com

Website:  www.yourlakeloan.com

**The postings on this site are my own and do not necessarily represent Flat Branch Home Loans positions, strategies, or opinions.

Flat Branch Home Loans NMLS 224149. A Division of Flat Branch Mortgage Inc.

For more licensing information, visit NMLSConsumerAccess.org

Flat Branch Flex Funds

Flex Funds is a program that functions as a grant to assist first-time homebuyers with closing costs or a down payment.

With Flex Funds, buyers can receive up to $4,000 in assistance toward closing costs or their down payment. Closing costs are the fees associated with a home loan, and the down payment is the initial payment made on the loan.  

In order to use Flex Funds, the home purchase must be a single-family residence, a primary residence purchase, purchaser must be a first-time homebuyer (as defined by Fannie Mae), purchaser’s income must be at or under 80% of the area medium income, purchase must be Fannie Mae Home Ready or Freddie Mac Home Possible eligible, and borrower must meet 3% minimum required contribution.

Flat Branch Home Loans is a dominant mortgage company in the Midwest and is growing throughout the country. Flat Branch Home Loans employees live, work, and play in the communities they serve, and consider every borrower they work with family, not a file.  We believe in making the homebuying process easier. Programs like Flex Funds allow homebuyers to achieve homeownership and build wealth.

Team Lasson is here to assist with all of your home buying needs!  If you’re considering taking the leap into home ownership in the near future, we’re here to help.  Contact us today to explore which loan program aligns best with your financial goals. 

The first step in preparing for your big purchase is to get pre-approved for a mortgage at Lake of the Ozarks.  Visit www.yourlakeloan.com or call us at (573) 216-7258 to get started today!

Michael Lasson

Senior Mortgage Banker

NMLS #:  493712

Flat Branch Home Loans – Team Lasson

2882 Bagnell Dam Blvd

Lake Ozark, MO 65049

Cell:  (573) 216-7258

Email:  teamlasson@fbhl.com

Website:  www.yourlakeloan.com

**The postings on this site are my own and do not necessarily represent Flat Branch Home Loans positions, strategies, or opinions.

Flat Branch Home Loans NMLS 224149. A Division of Flat Branch Mortgage Inc.

For more licensing information, visit NMLSConsumerAccess.org

Home Improvement - Basement Transformations

Basement Transformation: Converting Underground Space 

into a Valuable Living Area

If you've been using your basement solely for storage or laundry, it might be time to reimagine what's possible. With a little planning and creativity, you can transform this space into a valuable part of your home and add functional square footage to your property. This can boost your resale value significantly while giving you a private retreat from the hustle and bustle upstairs. So, what will you turn your basement into?

Home Office or Studio

Your basement's natural separation makes it the perfect option if you need a quiet place to work or create. Consider turning a portion of it into a home office, craft room, or art studio. Just make sure to add lighting and ventilation to keep the space bright and comfortable.

Guest Suite

Add value and comfort with a guest bedroom. Your visitors will love the privacy, and you'll enjoy having a dedicated place to host friends and family. Consider adding on a bathroom or a small kitchenette to really elevate the space.

Home Theater

Basements are perfect for movie nights thanks to their natural sound insulation. Movie buffs will love being able to indulge in a true cinematic experience at home. Add surround sound, cozy seating, and dimmable lighting to bring everything together before your next big premiere or Netflix binge.

Gym or Yoga Room

Stay in shape without the expensive fitness membership. Create your own wellness zone with cushioned floors and a dedicated space for weights or mats. A sound system and good airflow can turn your basement into a peaceful escape that's ideal for yoga.

Library or Reading Nook

Take advantage of your basement's quiet atmosphere to design your own personal library. Add built-in bookshelves and warm lighting to give the space a cozy feeling. Don't forget to add comfortable seating and plush blankets to your new retreat.

Your basement has so much more to offer than just storage space for boxes. With these ideas, you can transform this space into a stunning extension of your home.

Sources: Woodgrain.com, Thisoldhouse.com

Team Lasson is here to assist with all of your home buying needs!  If you’re considering taking the leap into home ownership in the near future, we’re here to help.  Contact us today to explore which loan program aligns best with your financial goals. 

The first step in preparing for your big purchase is to get pre-approved for a mortgage at Lake of the Ozarks.  Visit www.yourlakeloan.com or call us at (573) 216-7258 to get started today!

Michael Lasson

Senior Mortgage Banker

NMLS #:  493712

Flat Branch Home Loans – Team Lasson

2882 Bagnell Dam Blvd

Lake Ozark, MO 65049

Cell:  (573) 216-7258

Email:  teamlasson@fbhl.com

Website:  www.yourlakeloan.com

**The postings on this site are my own and do not necessarily represent Flat Branch Home Loans positions, strategies, or opinions.

Flat Branch Home Loans NMLS 224149. A Division of Flat Branch Mortgage Inc.

For more licensing information, visit NMLSConsumerAccess.org