Tuesday, February 19, 2019

Fun Events Coming Up at the Lake of the Ozarks

The Lake area is always hopping with fun events, social gatherings, and chances to support the many wonderful organizations that are based here. Whether you live at the Lake of the Ozarks full time or enjoy coming back for extended weekends here and there - you will not want to miss the fun things happening over the next several days. Here is a quick look at some fun things happening around the area for the rest of the month!

Home, Business & Lake Living EXPO

Feb 22, 2019 - Feb 23, 2019
Lodge of Four Seasons - Campana Hall
315 Four Seasons Dr.
Lake Ozark MO 65049

Email: info@camdentonchamber.com
Website: http://camdentonchamber.com/home-business-lake-living-expo/
Hours of Operation: Fri: 3 pm to 7 pm; Sat: 9 am to 5 pm

Join the Camdenton Chamber at the 2019 Home, Business and Lake Living EXPO. The show will feature a wide range of products and services including consumer goods, health and wellness, building contractors and suppliers, plumbing and electrical supplies; home improvement and remodeling, and much more. EXPO 2019 will feature a diverse selection of products and services for business, home, personal and lake living.

Laughing Class Comedy Night

Feb 22, 2019
Inn at Grand Glaize
5142 Osage Beach Pkwy.
Osage Beach MO 65065

Email: sales@innatgrandglaize.com
Facebook: https://www.facebook.com/events/292985921619922/
Hours of Operation: 8:00 pm

Get ready for some excitement, Lake of the Ozarks Region. Three acts tonight for your bust-a-gut pleasure. Full cash bar and full dinner menu provided before and during the show. You asked for comedy Osage beach and we are serving it up. $15.00 tickets at the door per person; or 2 for 20 online at the link above.

“The Adventures of Tom Sawyer” Play

Feb 22, 2019 - Mar 02, 2019
The Royal Theatre
107 S. Monroe St.
Versailles MO 65084

Website: http://theroyaltheatre.com/

The Royal Arts Council & El Par Seeds present - “The Adventures of Tom Sawyer” Play. February 22, 23 & March 1, 2, 2019 (Friday – Saturday) @ 7:00 PM at The Royal Theatre.

Adults $10; Student/Child(3-18) $5

Call 573-378-6226 for reserved seating or purchase at the door.

Polar Plunge 2019

Feb 23, 2019
Lake of the Ozarks State Park PB2
711 Public Beach Rd.
Osage Beach Missouri 65065

Website: http://give.somo.org/site/TR?fr_id=1369&pg=entry
Hours of Operation: Registration: Noon - 2pm; Parade of Costumes Line

Up: 1:50 pm; Parade of Costumes: 2pm; Plunge: 2:30pm
This "unbearable" event is a unique opportunity to show your bravery as you support local Special Olympics athletes by plunging into the frigid winter waters. Proceeds benefit Special Olympics Missouri.

Held at Lake of the Ozarks State Park Public Beach #2 in Osage Beach.

Plunge does not end at the beach this year! Join us at Tan-Tar-A for the best Plunge After Party from 4 - 7 p.m. This year special guest Kricket Alley will be performing along with the best silent/live auction. Appetizers, 2 drink tickets, entertainment by one of the best bands at the Lake and loads of fun will be free for Polar Plungers and $10 for guests. Make plans today so you do not miss out on the fun! Registration and donation information at the website link above.

Polar Bear Strut

Feb 23, 2019
Osage Beach City Hall
1000 Osage Beach Parkway
Osage Beach Missouri 65065

Website: http://give.somo.org/site/TR?fr_id=1371&pg=entry
Hours of Operation: 10:00 am

This "unbearable" event is a unique opportunity to show your bravery as you support local Special Olympics athletes by walking or running through the frigid winter streets. All proceeds benefit Special Olympics year-round sports program for children and adults with intellectual disabilities. Proceeds benefit Special Olympics Missouri’s year-round program of sports training and competition for children and adults with intellectual disabilities.

Proceeds benefit Special Olympics Missouri’s year-round program of sports training and competition for children and adults with intellectual disabilities.

WINTERFEST 2019

Feb 23, 2019
Tan-Tar-A Resort
494 Tan Tar A Drive
Osage Beach MO 65065
Website: http://www.daybreakrotary.org
Hours of Operation: 5:30 pm

Lake Ozark Daybreak Rotary presents WINTERFEST 2019 - "It's a 90's Party.” Help raise money to help those in need right here in our community. Please join the Lake Ozark Daybreak Rotary in celebrating our 23rd Annual Winterfest Gala at Tan-Tar-A Resort, Saturday, February 23rd, 2019. Event festivities will include a Silent Auction by Rick Bryant, Wine Pull, back by popular demand. Live entertainment by the i-Berrys, Buffet Dinner, Door Prizes and lots of fun! Tickets are $60 each. To purchase tickets or for more information please contact Anna Diebold at 573-302-2441 or any Daybreak Rotarian.


NOW Is The Time!

If you have been thinking about buying a home at the Lake of the Ozarks, now is the time to get started! Summer will be here before you know it, and like the events listed above, there will be fun things happening ALL Summer long. Team Lasson is here to help with your mortgage and refinancing at the Lake of the Ozarks.

Do not forget - we can also assist with mortgages outside of Missouri as well! We would love the opportunity to assist you with a refinance or purchase loan anywhere in the United States! Contact us today for more information.

For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211





**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

Posted by at No comments:
Labels: , ,
Location: Osage Beach, MO, USA

Wednesday, February 13, 2019

Mortgage Expectations In February

The mortgage world is consistently adjusting as finances, real estate, and government changes arise. Because of this, we want to make sure that our clients are kept informed and up to date of these changes. Now is a GREAT time to get a mortgage at the Lake of the Ozarks, and Team Lasson is ready to assist you. Take a look at these things to watch for through the month of February if you are getting a home loan at the Lake of the Ozarks.


Make the Most of Higher FHA Loan Limits

FHA mortgages are great options for those who want to lock in the low mortgage rates, even if you do not have a large down payment saved or an excellent credit score. FHA loans are backed by the Federal Housing Administration, and only require 3.5 to 10 percent down depending on your credit score. The most intriguing find for FHA borrowers is that roughly 3,000 zip codes got a 7-percent hike in FHA loan limits. Higher limits provide the ability for a buyer to access a bigger piece of the market, which is great news when considering the rising home prices. Are you looking for an FHA loan? Team Lasson would be glad to talk to you about the options available for you.

Boomers Can Use Equity to Pay for Renovations

Statistics are showing that many baby boomers are planning on staying in their homes for a while, but in addition, they are going to be remodeling them as well. In fact, 9 out of 10 said that they wanted to make improvements to their home according to a study by Chase and Pulsenomics.

Studies also showed that these boomers plan to start their renovations within the next three years. The next question is, how do they want to fund them? One option is to borrow against the equity in your home and save on interest. If you are a homeowner who wants to renovate either your primary residence or your vacation home at the Lake of the Ozarks we can help you find the best options.


What Is Next?

Every month, the mortgage market will adjust to the current trends and economy. You never know what will happen next month, but that means that now is a great time to get started. Team Lasson has been providing the best mortgages at the Lake of the Ozarks for vacation homes and primary residences alike. Are you ready to fast track your mortgage? Team Lasson offers Home Loan Express as a great way to get your mortgage FAST. Visit our website to learn more, or give us a call - we would love to chat with you!

For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211





**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

Posted by at No comments:
Labels: , ,
Location: Osage Beach, MO, USA

Wednesday, February 6, 2019

Seasonal Living at the Lake of the Ozarks

Living at the Lake of the Ozarks provides many wonderful opportunities, and they are not just in the summer! As full-time residents, as well as business professionals, we know how wonderful it is to be a part of this community. Now is a great time to buy a home at the Lake of the Ozarks, and Team Lasson would like to assist you. If you have been thinking about relocating to the Lake of the Ozarks, here are a few things you can expect to love during every season.


Winter

Winter at the Lake of the Ozarks is a great time to enjoy some relaxation and rest. It is also a great time to get involved in the community! There are fun events planned almost every weekend of the season where you can get out and meet people, support local community groups, and invest in the area. From golfing events on the nice days, to fishing tournaments on the cool days - there is always something to do, even during the Winter months.

Of course, one other thing to consider for the Winter is that if you do not have a vacation home at the Lake of the Ozarks, NOW is a great time to get started. Team Lasson would be honored to help you get a mortgage for a vacation home at the Lake of the Ozarks.


Spring

This is when the Lake area begins to bloom. The whole place comes to life as the trees and grass start to change from brown to green. The water starts to sparkle under the warming sun, and the evenings are cool with the sound of birds singing everyone to sleep. As this season starts to wake up the dead of Winter, you will find people spending more and more time on the water. Spring vacationers will be coming back, and weekend vacation homeowners at the Lake of the Ozarks will be taking advantage of their vacation home. Spring is a wonderful time to enjoy the Lake area, take advantage of outdoor activities, and even get in a few rounds of golf at the Lake of the Ozarks.

Summer

The BIG season here at the Lake is SUMMER! The Lake starts hopping, and this is a great time to enjoy as much time in your vacation home as possible! Get that boat out, pack up the cooler with beverages and start hopping to all of your favorite restaurants. With thousands of vacationers during the Summer season, hundreds of events and activities, and a wonderful vacation home - what more could you ask for?


Fall

Things may start to relax a bit in the Fall season, but there are still people finding plenty of reasons to get out on the water and enjoy the Lake lifestyle. Golfing and fishing at the Lake of the Ozarks are two activities you will see increasingly through the Fall season. Of course, you cannot forget the colors! The Lake of the Ozarks was voted the second best place to see the Fall colors by USA Today, and we could not agree more. We also boast of two Missouri State Parks, so if you enjoy hiking through the Ozark hills, you will find the Fall season amazing.


It Is Time to Buy a Home at the Lake of the Ozarks

Team Lasson takes great pride in helping so many people buy their vacation home. When looking for a mortgage company at the Lake of the Ozarks, we excel at Lake vacation homes. We would be honored to help you buy your Lake of the Ozarks vacation home. Visit our website to learn more about our services, or submit your application online. We cannot wait to work with you.

For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211





**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

Posted by at No comments:
Labels: , ,
Location: Osage Beach, MO, USA

Wednesday, January 30, 2019

5 Winter Real Estate Buying Benefits

It is a common misconception that Winter is the “slow” time at the Lake of the Ozarks. While it does slow down for many businesses, because tourism is not as high October through April - that does not apply to real estate! We are finding ourselves busier than ever, as homeowners are ready to buy their vacation home at the Lake of the Ozarks. Here are a few benefits to buying real estate in the Winter.


Benefit #1: Fewer Competing Offers

While it’s true that we still have plenty of buyers looking for homes and mortgages at the Lake of the Ozarks during the Winter, you may find that there is less competition. Instead of having a bidding war with several other buyers, you may only be competing against one other person if any at all. Winter is a great time to buy a home, and if you have been thinking about buying a vacation home at the Lake of the Ozarks, now is the time to do it!

Benefit #2: Motivated Sellers

Many are still under the impression that Spring and Summer are the best times to buy and sell homes at the Lake of the Ozarks. Because of this, you may find that a seller is motivated to get their home off of the market if they are selling in the Winter. This could mean that a seller is also more comfortable with negotiating if there are not as many people trying to get the property.

Benefit #3: Expired Listings Available

The Winter months are when the expired listings market is at its largest. There is generally a great selection at this time of year. If you have been looking for a vacation home at the Lake of the Ozarks, start now, and you should not have any trouble getting it ready by Summer!

Benefit #4: Great Time for “Subject to the Sale”

Depending on the listing, you may want to make a “subject to the sale” offer, and Winter months are generally when they get accepted the most, even with some movement on the price. Some homeowners at the Lake of the Ozarks may be willing to sell certain equipment with the home, and this could include yard maintenance equipment or even items as large as boats or other recreational equipment.

Benefit #5: January is the Biggest Corporate Transfer Month

More corporate relocation moves happen during January than any other time of the year. While this may not apply to vacation homes, you just never know what is going to hit the market due to these types of changes. 


Let’s Get Started!

If you are considering purchasing a home in the near future, the first step is to get a pre-approval. This will let you know how much you can afford for a home and what kind of down payment you'll be looking at. Team Lasson knows that this is a great time to buy a home, and we would love to help. Visit our website to learn more about our mortgage services at the Lake of the Ozarks, or give us a call at the number below.

For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211





**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

Posted by at No comments:
Labels: , , ,
Location: Osage Beach, MO, USA

Thursday, January 24, 2019

Come See Us at the Boat Shows!

There are several Missouri boat shows planned throughout the year, and Team Lasson is going to be there! Whether you’re hunting for the perfect watercraft to take out for your next vacation, or thinking about buying a vacation home at the Lake of the Ozarks, we would love to see you at one of these shows! We love the Lake of the Ozarks, so anything Lake related to this area is our conversation of choice. Here are a few details about the upcoming boat shows that we’ll be attending - we would love to see you!

Overland Park Boat Show

This is the PREMIER show for boating enthusiasts all over the Midwest. The perfect time to take a look at what crafts will be hitting the water in 2019, from cruisers to runabouts and performance boats, tritons, ski boats and more. Not to mention, you’ll find everything from docks, lifts and all boating accessories happening at this show. It’s THIS WEEKEND, so if you’ve been thinking about going, now is the time to get your plans set in stone. This is KC’s largest boat show, and we are honored to join them and promote the wonderful Lake of the Ozarks lifestyle.

Hours:
Thursday, January 24th, 3 pm to 9 pm
Friday, January 25th, noon to 10 pm
Saturday, January 26th, 10 am to 9 pm
Sunday, January 27th, 10 am to 5 pm

Admission:
$9 for adults
$5 for kids 6-12
Children 5 & under free

Where:
Overland Park Convention Center
6000 College Blvd,
Overland Park, KS 66211

St. Charles Boat Show

The Lake of the Ozarks Marine Dealers Association is proud to welcome you to the St. Charles Boat Show. This event is the premiere show for boating enthusiasts in the St. Louis area. This event is made up of over 40 Lake of the Ozarks area marine dealers who represent all of the top lines of boats, marine accessories, docks, and personal watercraft. You will also find many other vendors representing the Lake of the Ozarks as well, like yours truly - Team Lasson!

Hours:
Thursday, March 7th, 3 pm to 9 pm
Friday, March 8th, noon to 10 pm
Saturday, March 9th, 10 am to 9 pm
Sunday, March 10th, 10 am to 5 pm

Admission:
$9 for adults
$5 for kids 6-12
Children 5 & under free

$1 of each paid adult admission is donated to Kids’ Harbor Child Advocacy Center.

Where:
St. Charles Convention Center
1 Convention Center Plz
St. Charles, MO 63303

LOMDA Spring In-Water Boat Show

This is YOUR chance to come out and see a variety of boats. This is a great kick-off to the summer season for the Lake of the Ozarks, as boaters will be getting their watercraft and are ready to hit the water. There will be all kinds of watercraft here, from new cruisers, performance crafts, runabouts, and personal watercraft.

When:
Friday, April 12th, 1 pm to 7 pm
Saturday, April 13th, 10 am to 7 pm
Sunday, April 14th, 10 am to 4 pm

Where:
Dog Days Bar & Grill
1232 Jefferies Rd
Osage Beach, MO 65065

LOMDA Fall In-Water Boat Show

The Lake of the Ozarks Marine Dealers Association Fall In-Water boat show and clearance sale is a highlight at the Lake of the Ozarks. The event is hosted by Captain Ron’s and there will be over 100 boats including new cruisers, performance boats, runabouts, and personal watercraft. There will also be a good selection of quietly pre-owned boats as well. Mark your calendars!

When:
September 20th - September 22nd, 2019

Where:
Captain Ron’s Bar & Grill
80 Aloha Ln
Sunrise Beach, MO 65037

Loving & Living at the Lake of the Ozarks

The Lake area is truly a wonderful place. If you’ve been thinking about buying a home at the Lake of the Ozarks, NOW is a great time to buy and Team Lasson would love to help. Visit our website to learn more about our mortgage services at the Lake of the Ozarks. If you’re going to be attending any of the upcoming boat shows in Missouri - we’ll be there! Stop by our booth to talk with us about your plans - we’d love to connect with you. See you at the show!

For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211
**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

Posted by at No comments:
Labels: , ,
Location: Osage Beach, MO, USA

Wednesday, January 16, 2019

Interesting Things to Know About Mortgages

Mortgages are one of the best and easiest ways to get a home. With funds for a down payment, it can be easier than ever to apply and get approved. This can be great news for second home buyers looking to purchase a vacation home at the Lake of the Ozarks, as well as for first-time homebuyers looking to settle down at the Lake of the Ozarks. As you start making plans and considering your next steps for buying a Mid-Missouri home, keep these interesting facts in your back pocket.


The Lowest Mortgage Rate - It was LOW!

In late 2012, the average interest rates for a 30-year fixed, rate mortgage hit 3.31%. The rates for 15-year mortgages were below 3%.

The Highest Mortgage Rate - It Was HIGH!

In late 1981, the average interest rate for a 30-year fixed-rate loan hit 18.45%! If you are not sure how this would affect your mortgage, think about it this way. If you have a $200,000 30-year fixed-rate mortgage (for a $250,000 home), a 3.31% interest rate would be about $877 a month. An interest rate of 18.45% would take the monthly payment to $3,088 - go ahead and pick your jaw up off of the floor.

Paying Additional Funds Each Month Can Shave Years Off of Your Loan

It’s not rocket science, making extra payments can help build equity and reduce your debt faster, but do you know the real effect that it can have? By taking your principal and interest payment for the month and dividing it by 12 and adding that amount to your monthly payment as additional principal each month, you can reduce your 30 year mortgage by more than 11 years.

What Was the Most Expensive Home Ever Sold?

Currently, the record goes to 521 Round Hill Road in luxurious Greenwich Connecticut. The property features 8 bedrooms, 8 full baths, 4 half baths, and 17,603 square feet on 40.26 acres. it sold for $49,895,000 - just shy of $50 million! If the undisclosed buyer took out a mortgage for that home, 20% down would be around $10 million, and their estimated monthly mortgage with taxes and insurance would be around $243,930!

Automate Your Monthly Payment

Did you know that you can automate your monthly mortgage payment? Set up automatic money transfers from your bank account or paycheck to go directly to your mortgage servicer. This helps eliminate the risk forgetting to pay a bill.

A Good Credit Score Can Help

Your credit score is a very important part of the mortgage puzzle. It’s always a good idea to keep an eye on your credit score.

Know What Your Loan’s APR Rate Is

Compare your annual percentage rates (APRs) when you are looking for your Lake of the Ozarks mortgage. While it’s easy to focus on the interest rate that you’ll be getting, an easily forgotten aspect is the closing costs. The APR reflects the true cost of your loan.


Your Lake of the Ozarks Mortgage

Now is a GREAT time to buy a home at the Lake of the Ozarks, and Team Lasson would be honored to help. From buying a vacation home at the Lake of the Ozarks to buying your first home, we are here to assist. Visit our website to learn more about our mortgages at the Lake of the Ozarks, or give us a call at the number below - we look forward to helping you get your home.


For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211



**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.

Posted by at 2 comments:
Labels: , , ,
Location: Osage Beach, MO, USA

Thursday, January 10, 2019

Vacation Home Locations at the Lake of the Ozarks

When you are buying your vacation home at the Lake of the Ozarks, location is key. The Lake covers over 84 square miles, and different parts of the lake offer different advantages. When you prepare to buy your Missouri Lake home, it’s important to know where the hot spots are for vacation homes. Team Lasson is going to introduce you to some of the best locations where owning a vacation home at the Lake of the Ozarks can put you in the lap of luxury


Porto Cima

The vision behind Porto Cima was to create the finest golf and boat community in the Midwest, with a subtle Mediterranean theme. Owning a home in Porto Cima can fulfill your greatest desires when you’re looking for a lifestyle filled with beauty and adventure. There are many special privileges available when you own a home in Porto Cima, which includes access to the best golf courses in the area. Other amenities in Porto Cima include the:


  • Golf Shop
  • Restaurant
  • Member dining and the 19th Hole Lounge
  • Exercise facilities
  • Outdoor dining overlooking Hole #18 and the Lake of the Ozarks
  • Banquet facility
  • Private events facility
  • Ladies and men’s locker rooms, each featuring its own fitness area


The Village of the Four Seasons

The Village of Four Seasons is a wonderful place to own a home at the Lake of the Ozarks - whether as a primary or vacation residence. There are numerous properties that boast beautiful views, lake access, and exclusive amenities. If you’re interested in moving to the Village of Four Seasons Missouri, Team Lasson would be honored to assist you in getting pre-approved. This community offers excellent amenities, such as:


  • Pools
  • Playgrounds
  • Fitness Center
  • Tennis Courts
  • Interior Lakes
  • Community Center
  • Campground
  • Boat Storage
  • Boat Ramps
  • Basketball
  • Bocce Ball


Old Kinderhook

Old Kinderhook is located in Camdenton, MO and boasts of luxury living with all of the amenities. There are many different types of homes, from cottages to patio homes, and lakefront condominiums to estate homes. Wonder what is available at Old Kinderhook? Take a look at the list below:


  • Golf
  • Spa
  • Boating 
  • Outdoor Ice Skating Rink
  • The Sand, and more


Villages at Shawnee Bend

The Villages at Shawnee Bend is one of the Lake of the Ozarks premier luxury home development areas. They are situated on the southern shores of Shawnee Bend and provide the perfect combination of privacy and seclusion - while still providing easy access to all of the activities of the Lake area. Here are a few wonderful amenities that they offer:


  • Large, naturally wooded homesite choices
  • Ten miles of unspoiled shoreline
  • Championship tennis courts
  • Community pool & clubhouse
  • Community areas and natural habitat land reserves
  • Park & playground areas
  • Community marina


Owning Real Estate at the Lake of the Ozarks

If you’ve been thinking about purchasing a home at the Lake of the Ozarks, now is the time to get started! Team Lasson would love to help you make secure your mortgage at the Lake of the Ozarks and get into your dream home. Visit our website at the link below to learn more about our services, or give us a call! We would be glad to assist you in purchasing a home in 2019!

For Lake area news, resources and tips on financial services, please 



Michael Lasson
Senior Loan Officer
NMLS #: 493712

4655 B Osage Beach Parkway
Osage Beach, MO 65065

Direct: (573) 746-7211



**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.
Posted by at No comments:
Labels: , ,
Location: Osage Beach, MO, USA
Subscribe to: Posts (Atom)