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Thursday, December 29, 2022

Ring in the New Year at Lake of the Ozarks

New Year's Eve is closing in and Team Lasson is excited for 2023! This holiday is a popular time to get together with friends and family to celebrate the past year and look forward to the next. Our mortgage lender in Lake Ozark, MO is here to showcase a few local events you can participate in to ring in the new year in style!

New Year's Eve at the Lodge of Four Seasons

December 31st

4:00pm - 1:00am

Lodge of Four Seasons

Join the Lodge of Four Seasons for an unforgettable New Year's Eve celebration. Dinner in HK's Restaurant and Bar is from 4:00pm-10:00pm, live music by Sax Man Mike Byington from 7:00pm-10:00pm, and the after party with dancing, party favors, and complimentary champagne toast is from 10:00pm-1:00am. Make reservations at 573-365-8700.


New Year's Eve Dinner at Seven Springs Winery

December 31st

5:00pm - 10:00pm

Seven Springs Winery

Seven Springs Winery is celebrating in style this year! The winery will be serving up delicious steak, lobster, and wine. Starla and Scotty will be playing your favorite tunes from 6:00pm - 10:00pm. Make reservations to attend at 573-317-0100.


New Year's Eve Celebration at The Encore

December 31st

7:00pm - 12:00am

The Encore Lakeside Grill & Sky Bar

Don't miss this night of dinner, dancing, and fun. The Encore is hosting an exciting New Year's Eve party with Madd Hoss Jackson & Marcus Words. Enjoy live music, a light appetizer buffet, and drinks as you ring in the new year! Make reservations at 573-693-9973. 


Party Like a Pirate New Year's Eve Bash

December 31st

7:00pm - 12:00am

Margaritaville Lake Resort

Ring in 2023 in style! This event includes one night accommodations, an open bar from 7:00pm-1:00am, a dinner buffet, and a midnight champagne toast for two. There will be a costume contest for the best dressed pirate! Call 573-348-3131 for reservations. 

If these events sound like a blast, it is just a small taste of the events you can find throughout the year at Lake of the Ozarks. Experience all the amazing perks of living in our area when you purchase a home at Lake of the Ozarks! If you are ready to get started on your home search, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com!

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Michael Lasson
Senior Loan Officer
NMLS #: 493712

First State Bank Mortgage – Michael Lasson 
2751 Bagnell Dam Blvd Suite B 
Lake Ozark, MO 65049






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.
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Saturday, December 24, 2022

Reasons to Get Pre-Approved Before You Start Your Home Search

Starting your home search is an exciting time! Our Lake of the Ozarks mortgage lender is here to make your home buying process a breeze. Getting pre-approved for a home loan should be your first step. Team Lasson is here to tell you why!

Determine Budget

A pre-approval provides you with an amount you can borrow. This can help you determine your mortgage budget, which will help guide your home search within that range. 


Advantage in Negotiations 

A buyer with a pre-approval from their mortgage lender is a much more appealing buyer than someone without. Sellers will likely lean toward your offer over other offers that do not have a pre-approval. This step gives you an advantage over other buyers. In this competitive real estate market, every advantage helps!


Realistic Search

There is nothing worse than falling in love with a home that you later find out you cannot afford. A pre-approval can help you avoid that heartbreak by knowing how much of a home you can afford before starting your home search!


Speeds Up Closing

When you find your dream home, you are likely going to want to act fast. Being pre-approved with your lender will speed along the home buying process and get you to the closing table faster. 

Set yourself up for a successful home purchase when you get pre-approved! Our mortgage lender in Lake Ozark, MO looks forward to helping you get pre-approved and off on the right foot in order to search for a home with confidence. If you are ready to get started with a mortgage pre-approval at Lake of the Ozarks, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com!

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Michael Lasson
Senior Loan Officer
NMLS #: 493712

First State Bank Mortgage – Michael Lasson 
2751 Bagnell Dam Blvd Suite B 
Lake Ozark, MO 65049






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.
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Thursday, December 15, 2022

Team Lasson Testimonials

Team Lasson has been voted the best mortgage lender at Lake of the Ozarks by Missouri's Best Magazine AND Lake Lifestyles Magazine! We're honored to hold those titles for many years running! When purchasing a home at Lake of the Ozarks, it's important to work with someone who is going to take a special interest in your wants and needs. Our team works tirelessly to find the best options available for our customers. Check out what a few of our customers have said about their experience with our team!

Verified Customer Reviews:

"This is my second experience working with Team Lasson. In both cases, my experience was a well organized, pleasant experience with great communication throughout. I have had the misfortune of knowing what a bad experience looks like with another mortgage lender/broker, in the past.  My experience with FSB and the Lasson team has really set the bar high for my expectations, going forward. Thank you for making this stressful process fast and easy for me." - Edward I.

"Michael and Michelle really went to bat for me and I felt like I was in good hands. They worked well with my realtor, which made the experience even better. Toni was kind and patient but also competent and always on time. Smooth experience! Would definitely recommend them." - Molly T.

"Doing much of the paperwork online made the process simple. Michelle was very responsive to any inquiry and made sure the process moved along as anticipated. Well done!" - Bradley K.

"Team was very responsive to our questions and needs. Very personable and an obvious advocate for us." - Lana C.

"Communication and their constant want to find what is absolutely best for their clients is what made my experience great. I truly felt like they were in my corner and did everything they could to help." - Breana B.

"Michael and his entire team were incredibly responsive and just made the entire home buying process so much easier for us, especially as first time home buyers." - Nathaniel D.

"Amazing group to work with. From beginning to end, they were available to answer questions at any time, and went above and beyond in all areas!  The closing process was seamless. Highly recommend!" - Michelle A.

"This is the second time that we used Michael and Michelle for our mortgage financing and they both were sure a big help to us. They made our experience so easy. They were on top of everything. I will use them again in the future. Thank you so much, Michael and Michelle." - Richard L.

"Michael and Michelle made the financing process incredibly easy.  They were very responsive to questions and made my buying experience seamless.  They were able to get me the exact terms I was looking for.  Having the team local to the Ozarks made them the most knowledgeable choice, and one I'd make again!  I highly recommend the efficient, and professional team of Michael and Michelle Lasson." - Elizabeth K. 

"They jumped thru hoops last minute and managed to close me in just a few weeks ~ They make it happen! :)" - Jamie S.

We're grateful for all of our customers who took the time to share their experience working with Team Lasson. If you're in the market to buy a home at Lake of the Ozarks, we'd be honored to be a part of your purchase! If you are ready to get pre-approved, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com!

LIKE my Facebook Page, Follow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

First State Bank Mortgage – Michael Lasson 
2751 Bagnell Dam Blvd Suite B 
Lake Ozark, MO 65049






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.
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Friday, December 9, 2022

The Conforming Loan Limit Has Increased! What Does That Mean For You?

Announced late last month, the conforming loan limit has been increased! The loan increase may make for a positive change with your future loans. Our mortgage lenders in Lake Ozark, MO are here to break down what this change could actually mean for you!

What is the Conforming Loan Limit?

The conforming loan limit is the maximum amount of money that can be borrowed with a conventional home loan on a single family home. 


How Much Did the Limit Increase By?

The loan limit has been increased to $726,200, up from $647,200 in 2022. 


What Does the Loan Limit Increase Mean For You?

This loan limit increase means borrowers may qualify for a bigger loan with the more favorable guidelines of a conforming loan. This is great news for buyers and owners alike! Here are some of the benefits:

• Buyers may be able to borrow more money through a conventional, typically lower-rate loan.

• Owners may be able to refinance their "jumbo" loan to a lower rate conforming loan and possibly drop mortgage insurance, too.

• Combining (or avoiding) smaller 1st and 2nd mortgages may now be an option.

• The increase reaffirms the health of the housing market and your decision to invest in a home.

Contact Team Lasson to Learn More!

This change can mean big things! If you have any questions about what this change could mean for you, please contact Team Lasson at (573) 746-7211 or visit our website at www.yourlakeloan.com!

LIKE my Facebook Page, Follow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

First State Bank Mortgage – Michael Lasson 
2751 Bagnell Dam Blvd Suite B 
Lake Ozark, MO 65049






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.
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Friday, December 2, 2022

Can’t Miss December Events

December is already here & that means it is time for all the festive area events to kick off! Team Lasson loves supporting our community and attending a number of events. Check out some of the awesome events that are taking place this December at Lake of the Ozarks!

Breakfast with Santa

December 3rd

Lodge of Four Seasons

9:00am - 11:00am

The Lodge of Four Seasons hosts Breakfast with Santa for the third year! Enjoy a holiday breakfast buffet and activities for children of all ages. In addition to our very special guests, Santa & Mrs. Claus, the School of the Osage Girls Glee will be performing throughout the morning.


Christmas on the Square

December 3rd

10:30am - 1:00pm

Camden County Courthouse Lawn

Kick off the holiday season in style! This free community event is one that everyone loves to attend each year in Downtown Camdenton. This year will feature lots of games, activities, giveaways, performances from our local students, refreshments, hot dogs, and a visit with Santa- all FREE! (Santa arrives at 11:30am).


Eldon Christmas Parade

December 3rd

5:00pm

The Eldon Christmas Parade and Celebration will be Dec 3, 2022 at Rock Island Park. The Parade will start at dark, and tree lighting ceremony will follow the parade. Come celebrate the start of the holiday season at this awesome event!


Christmas for Kids

December 4th

6:00pm - 11:00pm

The Encore Lakeside Grill & Sky Bar

The 33rd annual Christmas for Kids charity event provides toys for Lake Area children. Come enjoy a festive night of dueling pianos with complimentary appetizers, liquor raffles, and Santa! Tickets are $50 and we ask that you bring an unwrapped children's toy. For more info, tickets, and sponsorships please visit www.christmasforkids.com. 


Lake of the Ozarks Christmas Parade

December 10th

1:00pm - 3:00pm

Bagnell Dam Strip

The 38th Annual Lake of the Ozarks Christmas Parade on the Bagnell Dam Strip. Parade starts at 1:00 PM. Grab your chairs & blankets to bundle up and enjoy the show as parade floats drive by. It's a fun way to get into the festive spirit this time of year!


CADV’s Christmas Cruise

December 17th

5:30pm - 8:00pm 

Mark your calendar for CADV’s Christmas Cruise on December 17th at 5:30pm! Enjoy the beauty of the Christmas lights and donate to a wonderful cause that helps CADV continue to provide resources for the survivors in our area. When you cruise, you can enjoy live music, light appetizers, and a cash bar during the cruise!

For more information on upcoming events in the area, visit www.funlake.com/events!

Which events are you most excited to attend? As your experienced home lender near Lake Ozark, MO, we know how spectacular our area events are. If you are ready to call Lake of the Ozarks home, give us a call at (573) 746-7211 or visit our website at www.yourlakeloan.com!


LIKE my Facebook Page, Follow me on Twitter or Connect on LinkedIn



Michael Lasson
Senior Loan Officer
NMLS #: 493712

First State Bank Mortgage – Michael Lasson 
2751 Bagnell Dam Blvd Suite B 
Lake Ozark, MO 65049






**The postings on this site are my own and do not necessarily represent First State Bank of St Charles’s positions, strategies, or opinions.
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